Gov’t announces $25 billion settlement with mortgage companies

In a landmark case, 49 state attorney generals joined with the federal government to reach a $25 billion settlement with five mortgage companies.

Read More

United Mileage Plus Explorer Credit Card from Chase

If the time is right to switch to a new travel rewards credit card, consider that this one can earn new cardholders as many as 40,000 bonus points in the first year.

Read More

How to shop for CDs in 2012

The environment for CD rates just keeps getting tougher, making the right shopping strategies all the more important. Here are five key things to keep in mind.

Read More

Financial lessons from my divorce

A divorce can throw virtually anyone's finances into chaos. Learn how one woman confronted the challenges, as well as four key tips for handling money in a divorce.

Read More

Banks search for revenue from wary customers

Last year’s customer exodus will likely force banks into being more creative about adding fees. Find out how they may do it.

Read More

Today's Featured Bank Rates

Credit Card

0% Intro APR

X

Featured offer (see all)

Discover® More Card - $0 Balance Transfer Fee!

Discover<sup>®</sup> More Card - $0 Balance Transfer Fee!

Card Rating ★ ★ ★ ★ ★
Intro APR 0%
Reg APR 10.99-19.99%
Credit Needed Excellent

Apply Now
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*

Additional offers

Discover® More® Card Apply Now
Card Rating ★ ★ ★ ★ ★
Intro APR 0%
Reg APR 10.99% - 20.99%*
Credit Needed Excellent

The NEW Blue for Business® Credit Card from American Express OPEN Apply Now
Card Rating ★ ★ ★ ★
Intro APR 0.0%
Reg APR 11.24% - 19.24%
Credit Needed Excellent

Discover® Open Road Card Apply Now
Card Rating ★ ★ ★ ★ ★
Intro APR 0%
Reg APR 10.99% - 19.99%
Credit Needed Excellent

30-year Fixed Mortgage

3.500%

X

Featured offer (see all)

Quicken Loans - American's #1 Online Lender

Quicken Loans - American's #1 Online Lender

Mortgage Refinance
Rate 3.875%
APR 4.159%

Start Saving
  • We can close your loan in less than a month!
  • Don't miss your chance to lock in a low fixed-rate and payment today.
  • Rates continue to be at historic lows!

Additional offers

Start Saving EverBank
Mortgage Refinance
Rate 3.875%
APR 3.922

Start Saving Amerisave Mortgage Corporation
Mortgage Refinance
Rate 3.500%
APR 3.769

Start Saving The Money Store
Mortgage Refinance
Rate 3.500%
APR 3.669

Savings Account

0.90%

X

Featured offer (see all)

American Express Personal Savings

American Express Personal Savings

Rate 0.90%
APY 0.90%
Min. to earn APY $0

Start Saving
  • Member FDIC. No minimums and no fees.

Additional offers

Start Saving Ally Bank Online Savings Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0

Start Saving ING DIRECT: Orange Savings Account
Rate 0.80%
APY 0.80%
Min. to earn APY $0

Start Saving FNBO Direct
Rate 0.65%
APY 0.65%
Min. to earn APY $1

Money Market Account

0.90%

X

Featured offer (see all)

American Express Personal Savings

American Express Personal Savings

Rate 0.90%
APY 0.90%
Min. to earn APY $0

Start Saving
  • Member FDIC. No minimums and no fees.

Additional offers

Start Saving Ally Bank Money Market Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0

Start Saving ING DIRECT: Orange Savings Account
Rate 0.80%
APY 0.80%
Min. to earn APY $0

Start Saving FNBO Direct
Rate 0.65%
APY 0.65%
Min. to earn APY $1

1-Year CD

1.02%

X

Featured offer (see all)

Ally Bank Classic CD

Ally Bank Classic CD

Rate 1.01%
APY 1.02%
Compounding Method Daily

Start Saving
  • Get our best rate with the Ally Ten Day Best Rate Guarantee.
  • Member FDIC
Top News

The Fed's new transparency: Too much information?

The Fed has recently sought to offer greater transparency by issuing detailed forecasts. But will the increased information actually help the economy?

More Featured Articles
Savings Accounts

Give the Lovers Account this Valentine's

Looking for a Valentine's gift that's both romantic and long-lasting? The Lovers Account may be a great choice.

Mortgage Rates

Will mortage rates stay low in 2012?

Mortgage rates defied predictions by remaining near historic lows throughout last year. But will this last in 2012?

Credit Cards

7 financial lies people tell their spouses

Are you guilty of telling any of these common financial lies to your spouse? Read why they can undermine your marriage.

MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

Latest Questions
Expert's Commentary

Which stocks are good sources of income?

Investing in stocks for income means knowing what the best yielding stocks and sectors are, and understanding the risks involved.

Should I use savings to pay down my mortgage?

Liquidity and retirement plans are among the things you should consider before paying down your mortgage with a large lump sum.

Read more from Ask the Expert »

Ask Our Expert Your Question Here
Name
Email (optional)
Question
The Money Coach
Richard Barrington
MONEY TIPS FROM THE MONEY COACH ®

Recent articles from Lynnette Khalfani-Cox, a New York Times best-selling author.

Press Kit

Visit our press room or get the 2011 MoneyRates Press Kit.

Download Now
Calculators

Our suite of useful financial calculators help you manage your money.

Learn More
Basic Guides

Just getting started? Learn some of the fundamentals of money management.

Learn More