Bribing your kids? Experts say think twice

If you've been offering your child money in exchange for good behavior, you may be sending the wrong message.

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Bank Fees Survey mid-2014: Fees hit new highs

Though the latest MoneyRates.com data indicates banking has gotten still more expensive, the rewards of finding bargains are becoming more compelling.

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Exposing the myths in mutual funds

Mutual fund performance is not always easy to gauge, and a report from S&P helps explain why.

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Survey: Financial education helps but few receive it

A new MoneyRates.com study shows that while personal finance education can help people become financially proficient, this type of education is rarely administered -- especially to women.

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6 financial moves to prevent sleepless nights

Financial worries are a common source of nighttime anxiety, but these problems are best addressed in the light of day.

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Featured Stories

What your college freshman should know about money

Too many incoming college freshmen know little about balancing checkbooks, using credit cards and creating a budget, but parents can help address this.

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Latest Research

Bank Fees Survey mid-2014: Fees hit new highs

Though the latest MoneyRates.com data indicates banking has gotten still more expensive, the rewards of finding bargains are becoming more compelling.

More Featured Articles

Exposing the myths in mutual funds

Mutual fund performance is not always easy to gauge, and a report from S&P helps explain why.

6 financial moves to prevent sleepless nights

Financial worries are a common source of nighttime anxiety, but these problems are best addressed in the light of day.

7 drawbacks of refinancing your debt

Refinancing your credit card or student loan debt can be a wise move -- unless one of these downsides sours the deal.

Read More Articles »

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

Latest Questions
Expert's Commentary

Taking IRA distributions after a divorce?

Several things determine the tax treatment of distributions from an IRA, and receiving the IRA via a divorce decree can only add to the complications.

Should I switch out of my IRA?

Despite their restrictions, IRAs offer enough flexibility to make them worth keeping -- even if you have to change banks.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.