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A realist's guide to downsizing retirement plans

If you have big retirement dreams but haven't saved enough to realize them, it may be time to make some adjustments. Here's how to do it.

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CLIP Index update: September 2014

Unfortunately for consumers, mortgage rates have started to rise before deposit rates, but that could change going forward.

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The blessing and burden of a strong dollar

A strong U.S. dollar may sound like a great thing, but there are some drawbacks to the dollar's recent rise.

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10 Best States to Retire 2014

A particularly temperate state tops the MoneyRates.com list of the best states to retire in 2014.

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6 essential truths on today's CD rates

Understanding these things about today's CD rates can boost the interest you earn on your savings.

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Featured Stories

5 reasons you'll blow your holiday budget again

The holiday shopping season is almost here and you may be about to overspend -- again. Here's why it happens and how you can stop it.

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Latest Research

CLIP Index update: September 2014

Unfortunately for consumers, mortgage rates have started to rise before deposit rates, but that could change going forward.

More Featured Articles

The blessing and burden of a strong dollar

A strong U.S. dollar may sound like a great thing, but there are some drawbacks to the dollar's recent rise.

6 essential truths on today's CD rates

Understanding these things about today's CD rates can boost the interest you earn on your savings.

Beyond beta: Why investment risk metrics fall short

The beta metric and others like it are imperfect ways to gauge investment risk. Here's why.

Read More Articles »

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

Latest Questions
Expert's Commentary

How should I invest a burial trust?

There are pros and cons to using savings accounts and CDs for burial trusts.

Where should I start my business?

Here are some of the factors you should consider before deciding where to locate your new business.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.