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Tired of Fed-watching, saver? Watch these banks instead

The Fed's latest statement confirms that it won't be coming to the rescue of depositors soon, but these banks are worth following anyway.

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CLIP Index update: August 2014

Though the gap between mortgage and CD rates is still wide, falling mortgage rates continue to be a pleasant surprise.

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5 gambling truths that apply to investing

Taking these pieces of gaming wisdom to heart can lead to a stronger portfolio.

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Study: Low savings, debt plague the American psyche

Financial regrets don't just cloud the past -- they can also color your view of the future. Find out what issues were most prevalent in a new MoneyRates.com study.

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The perils of post-retirement investing

Once you start withdrawing from retirement savings, investment volatility can be especially devastating. Learn how to manage it.

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Featured Stories

5 reasons retirement planning is tougher for women

Ladies, a number of things may make your retirement more challenging than that of the man sitting one cubicle over. Learn why.

Read More Featured Stories »

Latest Research

CLIP Index update: August 2014

Though the gap between mortgage and CD rates is still wide, falling mortgage rates continue to be a pleasant surprise.

More Featured Articles

5 gambling truths that apply to investing

Taking these pieces of gaming wisdom to heart can lead to a stronger portfolio.

The perils of post-retirement investing

Once you start withdrawing from retirement savings, investment volatility can be especially devastating. Learn how to manage it.

Money lessons for sons and daughters

Recent studies indicate that girls are getting shortchanged on financial education, but these lessons can help them -- and boys -- get a firm grip on money concepts.

Read More Articles »

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

Latest Questions
Expert's Commentary

How much down payment does a first-time buyer need?

Tighter lending standards have not killed small down payments, but there is an argument to be made for larger ones in today's market.

Best bank for a jumbo deposit?

Before you start shopping bank rates for a large deposit, it is best to narrow down what products you need and how to fully protect your money.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.