The best and worst reasons for retiring early

Having enough money to retire early is great, but it's important to examine your motivation before you take the plunge.

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How much have Fed policies cost savers? Try $757.9 billion

As popular as the Fed's low-interest-rate policies has been with some, many seem to have overlooked the tremendous cost behind them.

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How to use targeted savings to achieve goals

If the idea of saving doesn't excite you on its own, it may help to put your goals in the forefront of the process.

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CLIP Index update: March 2014

Last month's easing in the CLIP Index should benefit some consumers, but it may come at a price for savers and homeowners.

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Why retirement saving shouldn't always precede college saving

Conventional wisdom says you should prioritize retirement saving over college saving, but this black-and-white approach isn't right for every family.

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Featured Stories

10 hidden costs of parenthood

Parenthood is not for the faint of heart -- or the light of wallet. Learn some of the subtle costs that come with having kids.

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More Featured Articles
Savings Accounts

Evaluating past performance? Don't overlook these caveats

Investment professionals love to display past returns, but there are numerous ways for them to tilt the picture in their favor.

Mortgage Rates

When it makes sense to bet the house

Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.

Credit Cards

Burdened by tyrannical debt? Declare your independence

If you're looking to break free from oppressive debt, Independence Day is a fitting day to start your efforts.

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Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).

If you'd like Richard to appear on your program, please email for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

Latest Questions
Expert's Commentary

How do I track down an old savings account?

It can be difficult to learn what happened to a long-forgotten bank account, but there are some tips that can help.

How do I find the best rate on $1 million?

A number of considerations should go into finding the best home for a large sum of cash.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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