6 signs you're behind the financial times

It's OK if you're not an early adopter of financial technologies. But if you're still doing these six things, it's time to step into the 21st century.

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Discord with banks linked to consumers' shaky financial habits

A new survey from MoneyRates.com suggests that if you have numerous beefs with banks, your banking habits could be playing a role.

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5 factors that could drive interest rates higher

It's been a long time since interest rates rose, but these pressures could be what finally pushes them upward.

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CLIP Index update: June 2014

June was an unusual month for banking conditions, as mortgage rates continued to fall despite an improving economy, while CD rates actually rose.

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A more pragmatic view of retirement planning

When planning an exit from the workforce, the key question shouldn't be if you can do it -- it should be when.

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Featured Stories

Daughters are a bargain? Not necessarily, say parents

Daughters may be less likely to mooch off their parents in adulthood than sons are, but that doesn't necessarily mean they're cheaper in the long run.

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Latest Research

Discord with banks linked to consumers' shaky financial habits

A new survey from MoneyRates.com suggests that if you have numerous beefs with banks, your banking habits could be playing a role.

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How to measure the ROI of an education

At its core, education is an investment. Here's how you can assess its return in advance.

When it makes sense to bet the house

Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.

Why inflation is still a threat to your retirement

Inflation may be relatively mild today, but even a minor acceleration in price increases could profoundly affect your retirement planning.

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Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

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Expert's Commentary

How should we handle a jump in mortgage payments?

Facing an eventual jump in mortgage payments is a daunting prospect, but you should use the time available to come up with a viable plan.

Should I trade my annuity for a CD?

Annuities are tougher to get out of than to get into, but here's what to do if you are thinking about switching to a CD.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.