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6 key facts on Social Security

Claiming your Social Security benefits sensibly can be a challenge -- there are more than 560 ways for recipients to claim benefits -- but knowing these facts can help.

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America's Best Rates 4Q 2014: Traditional banks lose more ground

According to the latest MoneyRates.com data, online accounts continue to lead the way for high yields, while traditional bank rates continue to fade.

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Amid historically low rates, is real estate a good investment?

Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.

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Best savings accounts 2015

The low-rate environment has been tough on savers, but these banks have consistently offered consumers a better deal.

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5 reasons to save more money in 2015

2015 is shaping up to be an especially favorable time to save more money. Learn why.

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Featured Stories

7 habits of money-wise couples

Want your marriage to thrive? You and your beloved might wish to adopt these financial habits today.

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Latest Research

America's Best Rates 4Q 2014: Traditional banks lose more ground

According to the latest MoneyRates.com data, online accounts continue to lead the way for high yields, while traditional bank rates continue to fade.

More Featured Articles

Amid historically low rates, is real estate a good investment?

Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.

5 reasons to save more money in 2015

2015 is shaping up to be an especially favorable time to save more money. Learn why.

7 reasons to worry about cheap oil

Lower oil prices have some obvious benefits for the U.S., but they could also bring some problems -- especially as the drop becomes more extreme.

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Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

Latest Questions
Expert's Commentary

Should I use my retirement savings to start a business?

A new business venture might seem like an attractive alternative to a bad investment environment, but it could be a bad idea to spend retirement assets this way.

Should I sell before HARP expires?

Even with the government's program set to expire, there are other initiatives in place to support the housing market.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.