Online bank tops rankings for safety, transparency

A study by the Pew Charitable Trusts says this bank offers the fairest checking account policies to consumers.

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Estimated cost of Fed policy: $635 billion and counting (infographic)

The Fed's strategies to lower interest rates may have cost depositors more than half a trillion dollars. Examine these costs with this MoneyRates.com infographic and feature article.

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7 money moves for an improving economy

Economic news has been good lately, but even good news can require some financial adjustments.

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Want better service? Try banking online

Consumers who take advantage of online banking services are happier with their bank's service. Are customers who rely only on branches missing out?

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Cosigning a student loan? Not so fast

A good education may be critical to your child's future, but parents should be careful in choosing when to help.

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Today's Featured Bank Rates

Credit Card

0% on purchases Intro APR

X

FEATURED OFFERSee All Rates >

Additional offers

Discover it<sup>®</sup> - 18 Month Balance Transfer
Discover it® - 18 Month Balance Transfer ★ ★ ★ ★ ★
Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
Iberiabank Visa<sup>®</sup> Select
Iberiabank Visa® Select ★ ★ ★ ★
Intro APR 0% or 7.50%
Reg APR 7.50%, 9.50%, or 11.50%
Credit Needed Excellent
Barclaycard<sup>®</sup> Rewards MasterCard<sup>®</sup> - Average Credit
Barclaycard® Rewards MasterCard® - Average Credit ★ ★ ★ ★ ★
Intro APR 0%
Reg APR 24.99%
Credit Needed Good/Fair

30-year Fixed Mortgage

3.625%

X

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Discover - Home Loans
Discover - Home Loans
Refinance
Rate 4.125%
APR 4.322
CapWest Mortgage
CapWest Mortgage
Refinance
Rate 3.750%
APR 3.949
Integrity Home Loan
Integrity Home Loan
Refinance
Rate 4.125%
APR 4.158

Savings Account

0.89%

X

FEATURED OFFERSee All Rates >

Additional offers

FNBO Direct
FNBO Direct
Rate 0.85%
APY 0.85%
Min. to earn APY $1
Ally Bank Online Savings Account
Ally Bank Online Savings Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0
Capital One 360
Capital One 360
Rate 0.75%
APY 0.75%
Min. to earn APY $0

Money Market Account

0.89%

X

FEATURED OFFERSee All Rates >

Additional offers

FNBO Direct
FNBO Direct
Rate 0.85%
APY 0.85%
Min. to earn APY $1
Ally Bank Money Market Account
Ally Bank Money Market Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0
Capital One 360
Capital One 360
Rate 0.75%
APY 0.75%
Min. to earn APY $0

1-Year CD

0.96%

X

FEATURED OFFERSee All Rates >

Additional offers

Doral Direct
Doral Direct
Rate 0.96%
APY 0.96%
Compounding Method Daily
Top News

Mom is the breadwinner, but is the family ready?

More mothers may be providing the primary income for their families today, but are fathers and children prepared to handle this shift?

More Featured Articles
Savings Accounts

Cosigning a student loan? Not so fast

A good education may be critical to your child's future, but parents should be careful in choosing when to help.

Mortgage Rates

Handling today's diverging bank rates

Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.

Credit Cards

5 times you shouldn't listen to your bank

Understanding how banks make money from you can help you know when it's best to ignore their advice.

MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

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Expert's Commentary

How do online banks work?

Securing the advantages of an online bank, which may include higher deposit rates and lower fees, may not be as complicated as you think.

Where should I put my IRA funds?

The first step in determining where to put your money is to define your priorities. Learn what you should consider.

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