Minimalistic bank branches: Coming to your neighborhood?
Some brick-and-mortar banks are planning leaner, more automated branches, but can it help them reclaim market share from online banks?
Estimated cost of Fed policy: $635 billion and counting (infographic)
The Fed's strategies to lower interest rates may have cost depositors more than half a trillion dollars. Examine these costs with this MoneyRates.com infographic and feature article.
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6 ways to renew your finances this spring
It is important to freshen up various aspects of your financial program at least once a year. Why not handle it this spring?
Read MoreWant better service? Try banking online
Consumers who take advantage of online banking services are happier with their bank's service. Are customers who rely only on branches missing out?
Read More8 money moves for new graduates
Taking these steps after graduation can put young people on the path to financial independence.
Read MoreToday's Featured Bank Rates
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Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
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Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
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Reg APR 7.50%, 9.50%, or 11.50%
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APR 3.541%
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- Earn a top 5% yield-Always (2)
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Has prom spending gotten out of control?
A new study finds that families expect to spend more than $1,100 on average for prom in 2013. Is there a way they can meet this expense responsibly?
Estimated cost of Fed policy: $635 billion and counting (infographic)
Want better service? Try banking online
America's Best Rates 2013 Q1: Online banks go their own way
Best States to Make a Living 2013
Savings Accounts
Considering a pension advance? Ask these 5 questions
Pension advance loans may tempt some retirees, but there are things they should consider before taking one.
Mortgage Rates
Handling today's diverging bank rates
Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.
Credit Cards
5 times you shouldn't listen to your bank
Understanding how banks make money from you can help you know when it's best to ignore their advice.
MoneyRates.com
Credit card rates| Low Intro. Rate | 0.68% |
| Limited / No Credit | 14.71% |
| Low Ongoing Rate | 11.45% |
| Air Miles / Travel | 13.84% |
| Rewards Points | 13.95% |
| Cash Back | 14.96% |
| Student | 14.63% |
| Business | 13.04% |
Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.
Stock market surges on -- but is it sustainable?
April jobs report: a prelude to higher rates?
A reality check on real estate
The yin and yang economy
About Richard Barrington
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.
New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).
If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.
Get the latest news from Richard by following him on Twitter! @RichBarrington
Should I abandon savings accounts for stocks?
Low interest rates have created a dilemma that may be pushing investors toward higher risk.
Annuities offer some similar characteristics to CDs, but they lack a key protection that CDs enjoy.

