Help! My spouse won't stop spending

Your husband never passes on a lunch he can charge on his credit card. Or maybe you wife can't pass a mall without spending $100. Learn how you can cope.

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America's Best Rates Q2 2014: Good deals for smart savers

While bank rates overall continued to languish in the second quarter, new MoneyRates.com research shows there are still places consumers can find higher rates.

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Why uncertainty still rules retirement planning

The abundant confusion surrounding retirement finances seems to reflect an unwillingness to plan.

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Discord with banks linked to consumers' shaky financial habits

A new survey from MoneyRates.com suggests that if you have numerous beefs with banks, your banking habits could be playing a role.

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8 hard truths on investing

Noting these realities on investing can help you avoid some of the most common pitfalls.

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Featured Stories

6 signs you're behind the financial times

It's OK if you're not an early adopter of financial technologies. But if you're still doing these six things, it's time to step into the 21st century.

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Latest Research

America's Best Rates Q2 2014: Good deals for smart savers

While bank rates overall continued to languish in the second quarter, new MoneyRates.com research shows there are still places consumers can find higher rates.

More Featured Articles

A more pragmatic view of retirement planning

When planning an exit from the workforce, the key question shouldn't be if you can do it -- it should be when.

When it makes sense to bet the house

Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.

5 factors that could drive interest rates higher

It's been a long time since interest rates rose, but these pressures could be what finally pushes them upward.

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Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

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Expert's Commentary

Should I give up my bank for bitcoins?

An investment in Bitcoin may pay off down the road, but you should view this as speculation rather than a stable vehicle for payments.

Refinance or restructure our mortgage?

In deciding how to modify a mortgage, you should consider both the short-term payment relief and the long-term cost.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.