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Retirement savers

6 big excuses retirement savers need to stop telling themselves

There are plenty of excuses for not saving for retirement, but most of them don't stand up to much scrutiny.

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Investment increase

5 reasons why CDs are perfect for low risk investors

CDs are perfect for low risk investors because they offer a guarantee of principal along with a fixed interest rate and predictable cash flow.

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MoneyRates.com Interest Rate Comparison Tool

Want to know how much more interest you could get from your savings? This tool compares savings, money market and CD rates from multiple banks to reveal what you could be earning.

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Retired couple planning

How to plan for retirement when unsure about your future life expectancy

Read about how uncertainty impacts various methods of planning retirement spending.

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More Featured Articles
Return on investment

5 reasons why CDs are perfect for low risk investors

CDs are perfect for low risk investors because they offer a guarantee of principal along with a fixed interest rate and predictable cash flow.

How to plan for retirement when unsure about your future life expectancy

Read about how uncertainty impacts various methods of planning retirement spending.

3 reasons why automatic 401(k) enrollment may not be enough for retirement saving

While automatic enrollment helps 401(k) plans, there are ways it still comes up short for retirement saving.

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Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

Latest Questions

Direct deposit into savings or checking?

Sending your direct deposit into a checking account can help you avoid fees, but depositing it into a savings account has benefits too.

Are step-up CDs a good choice if the Fed raises interest rates?

To decide whether a step-up CD is a good idea, you must first identify the implicit price you would pay for the step-up option.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

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