Advanced Investment Strategies for Certificates of Deposit, Money Market Accounts, Savings Accounts, Checking Accounts and other investments
It's been a long time since interest rates rose, but these pressures could be what finally pushes them upward.
Inflation may be relatively mild today, but even a minor acceleration in price increases could profoundly affect your retirement planning.
Negative interest rates are starting to become a reality in Europe. Will they come to the U.S. next?
Both Treasury bonds and CDs can be safe sources of income, but the length of your investment may determine which is the better choice.
Variable-rate CDs can offer savers some intriguing options, but not always at a favorable price.
Investors make these mistakes all the time, but there's no reason you should.
Stocks recently rallied on news of economic weakness, but is the market putting too much faith in low borrowing costs?
Investing isn't always easy when interest rates are climbing, but knowing which areas to watch can help.
As the market soars, investors need to consider strategies for reining in their risk exposure. Here are five ways to do it.
The long-term nature of retirement planning makes it subject to major surprises that can shake up your previous plans. Learn how to adjust.
With stocks soaring this year, investors need to be mindful of basic principles that can help prepare for unexpected setbacks.
If you have to give up the flexibility of short-term deposits for a higher yield, consider these three alternatives.
Given the recent strength of the market, it might be wise to sell some stocks as the end of the year approaches. Learn what to keep in mind when doing this.
Indexed and raise-your-rate CDs have their own risks, but does today's low-interest-rate environment make them worth considering?
While gold has been the best overall inflation hedge in recent years, another investment has been more reliable during rising prices.
Noting these realities on investing can help you avoid some of the most common pitfalls.
Making sense of information is a key to successful investing -- as well as filtering out everything that isn't relevant.
Legal marijuana may indeed become the next big business trend, but that doesn't necessarily mean pot-related stocks are a good buy.
The low-yield environment has led some investors to consider risks that aren't likely to be justified by their returns.
Conventional wisdom says you should prioritize retirement saving over college saving, but this black-and-white approach isn't right for every family.
Weakness in the U.S. economy is starting to hurt the value of the dollar, which may call for new risk-management measures in your portfolio.
Twitter's recent stock dive is just one example of the growing pains young companies go through.
Accumulating wealth is important, but so is arranging sufficient financial liquidity to meet your needs. Learn how to do it.
Though often touted for its simplicity, indexed investing does involve some complications.
Strong market gains in 2013 may mean tax consequences for investors -- and not necessarily when they expect them.
Investors looking to hop on the bandwagon of this maker of sugary treats -- or any other company on a hot streak -- should ask a few fundamental questions first.
It's been an excellent year for stocks, and a surging market should lead to a careful examination of your retirement investments.
A recent case of mistaken identity on the stock market raises some valuable reminders of how to avoid investing mistakes.
Both gold and oil prices have taken a step back recently, but a look at their recent history should spark concerns in investors.
Long-term Treasury yields have been rising much faster than short-term interest rates. Find out what this could mean for your portfolio.
When planning an exit from the workforce, the key question shouldn't be if you can do it -- it should be when.
At its core, education is an investment. Here's how you can assess its return in advance.
Virtually everyone needs these types of savings funds, and here are the best times to start them.
Both traditional and Roth IRAs have advantages and limitations when it comes to taxes. Learn how to address the tax liabilities of these vehicles wisely.
If the idea of saving doesn't excite you on its own, it may help to put your goals in the forefront of the process.
Investment professionals love to display past returns, but there are numerous ways for them to tilt the picture in their favor.
Want to make more businesslike decisions for your portfolio? Then don't ignore this number in your planning.
A radically different investment environment calls for a new set of assumptions on retirement planning.
Retirement saving may stop when you leave the workforce, but the challenge of successfully managing your financial affairs continues.
This new vehicle aims to help grow Americans' nest eggs, but a close look at the benefits raises some questions.
The economy continues to show signs of new strength, but few consumers appear to be feeling prosperous.
Concerned about the prospect of a higher federal funds rate? Here's how the economy and stock market have fared during past rate climbs.
While rising interest rates can create panic in financial markets, they can also come with some significant benefits.
If you haven't checked what it costs to raise a child today, you may be in for a shock. Here's how new parents can prepare their finances.
When returns are low across the board, this approach can help keep your financial goals on track.
Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.
MONEY Magazine has announced its top banks for 2013, but are these institutions good enough to attract your business?
Tax deadlines and holiday shopping make the end of the year a natural time for some financial maintenance.
If your son or daughter displays these signs, some remedial financial education may be in order -- fast.
Walmart's Bluebird prepaid debit card is a very competitive product, but there are some inherent drawbacks to using any prepaid card.
While bank customers have risen in opposition to some checking account fees, they are still paying billions in overdraft charges. Learn five ways to avoid them.
Federal regulations and a sluggish housing market have kept large banks on the ropes lately. Can they recover?
The Consumer Financial Protection Bureau is examining overdraft fees, but can they succeed where other efforts have failed?
Last year’s customer exodus will likely force banks into being more creative about adding fees. Find out how they may do it.
Knowing the ins and outs of prepaid debit cards can help you use them effectively and avoid the excessive fees that some include.
Chase's move to a new form could signal a renewed interest in customer relations from the nation's big banks.
While they make a fun and easy gift, you could get shorted if you don't pay attention to the terms.
Banks have moved to reduce the volume of paper statements already. Could your checks be the next victim of the paperless revolution?
Banks have retreated promptly from plans to charge customers for using their debit cards.
Direct deposit, credit cards and careful ATM shopping can help you duck the fees.
Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.
Rising long-term interest rates should impact how you shop for income vehicles and loans.
Home prices may be the same as in 2004, but other conditions have changed since then. Is history ready to repeat itself?
The recent shift in interest rates has hurt borrowers without helping depositors. Here's how to cope.
Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.
Real estate investments can provide growth and income, but they also carry some special risks.
Though "Downton Abbey" is set in a distinctly different era, its plot holds some financial lessons that are relevant today.
The fiscal cliff deal contains some possible clues about the country's future. Learn what financial choices you may want to consider as a result.
If you have been dragging your feet on refinancing, you shouldn't ignore a certain warning sign that has appeared lately.
Retirees often don't think of refinancing, but current conditions make refinancing worth a fresh look to older Americans.
A drop-off in mortgage applications suggests that low interest rates may have exhausted their stimulative impact, which may leave the Fed out of options.
If you need to finance a home renovation, an FHA 203(k) loan may be your solution.
Recasting is another way to lower your monthly mortgage payments, but there is one catch.
If you are a homeowner with a mortgage insured by the Federal Housing Administration (FHA), you may soon be eligible for an streamline refinance at a lower cost.
After mandating higher fees on mortgages with the last payroll tax deal, Congress showed mercy on lenders and borrowers with last week's version.