Advanced Investment Strategies for Certificates of Deposit, Money Market Accounts, Savings Accounts, Checking Accounts and other investments
CD ladders can help you manage yield and liquidity, and they can also be tailored for current circumstances.
CDs are perfect for low risk investors because they offer a guarantee of principal along with a fixed interest rate and predictable cash flow.
Understanding these things about today's CD rates can boost the interest you earn on your savings.
It's been a long time since interest rates rose, but these pressures could be what finally pushes them upward.
Inflation may be relatively mild today, but even a minor acceleration in price increases could profoundly affect your retirement planning.
Both Treasury bonds and CDs can be safe sources of income, but the length of your investment may determine which is the better choice.
Variable-rate CDs can offer savers some intriguing options, but not always at a favorable price.
Investors make these mistakes all the time, but there's no reason you should.
Investing isn't always easy when interest rates are climbing, but knowing which areas to watch can help.
Indexed and raise-your-rate CDs have their own risks, but does today's low-interest-rate environment make them worth considering?
While gold has been the best overall inflation hedge in recent years, another investment has been more reliable during rising prices.
After years of dismal yields, a rising rate environment would bring a new dynamic to choosing CDs.
Collapsing rate spreads have diminished the appeal of CD ladders in recent years, but a recent turn in the bond market could help laddering stage a comeback.
Hedge funds have a somewhat exotic appeal, but they often fail to deliver on their promise.
The reality of retirement saving isn't pretty today, but acknowledging these truths can help you prepare more effectively.
Preparing your finances in advance of any Fed announcements can help you avoid being caught flat-footed when rates finally climb.
Want a portfolio that will perform from its opening day? Then consider incorporating these key elements.
International investing can be a good thing, but there are also valid reasons for maintaining a heavier weighting toward U.S.-based stocks.
Asset allocation is a tricky decision and one you can't avoid, so it's wise to be well-informed on the topic.
Passive investors should take a cue from Wall Street's sharks and lions in recognizing the impact corporate governance can have on share value.
As unsettling as recent market volatility might be, a longer-term perspective suggests investors don't necessarily have to worry.
Recent research finds that stocks with the highest turnover tend to also have the lowest future returns.
Lower oil prices have some obvious benefits for the U.S., but they could also bring some problems -- especially as the drop becomes more extreme.
Here are some of the pluses and minuses of a variety of today's income-producing investment options.
Managerial responsibilities may seem miles away from investment decisions, but your personal business experience can be an asset in managing stocks.
Addition-by-subtraction can be a good way of earning above-average investment performance.
Peer-to-peer (P2P) lending is growing rapidly in popularity, but the marketplace does not yet fully recognize the risks.
A boom in share buybacks raises some questions that shareholders of the company need to ask.
Interest income remains relatively scarce among these vehicles, but that doesn't mean your portfolio should be without them.
If stock market history repeats itself, the outcome of last week's election is great news for investors.
See how to maneuver around a low yield environment that could disrupt the ability of bonds to play their traditional role in investment portfolios.
With no change to its rate policy despite signs that inflation is recovery, the Fed is not doing depositors any favors.
While concerns about higher interest rates are understandable, it may be worth considering the positive sides of higher rates.
See if you are needlessly giving money away to your bank in one of these seven ways.
Learn the 7 questions to ask to know whether to hold or transfer retirement savings, including 401(k) plans and individual retirement accounts (IRAs).
Understanding the reasons why retirement planning so often fails can help you do something about it.
An introduction to using health savings accounts (HSAs) to both fund out-of-pocket health care expenses and build long-term wealth.
A look at a critique of retirement planning tools, and some tips for how to account for the uncertainty involved in retirement planning.
Read about how uncertainty impacts various methods of planning retirement spending.
While automatic enrollment helps 401(k) plans, there are ways it still comes up short for retirement saving.
Negative interest rates are an extreme measure intended to stimulate Europe's economy, but they could cause more trouble than it is worth.
A controversial new retirement planning approach is geared toward leaving no savings unspent, but there are several problems with this strategy.
People are often slow to change banks even when they are unhappy, but there are good reasons to shop around this year.
2015 is shaping up to be an especially favorable time to save more money. Learn why.
Bank sign-up bonuses can be enticing, but the devil is often in the details. See how a new offer from Ally Bank stacks up.
Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.
MONEY Magazine has announced its top banks for 2013, but are these institutions good enough to attract your business?
If your son or daughter displays these signs, some remedial financial education may be in order -- fast.
Walmart's Bluebird prepaid debit card is a very competitive product, but there are some inherent drawbacks to using any prepaid card.
Bank's move could spur other banks to drop the charges that can lead to a "train wreck" of multiple overdrafts.
Although many Americans are having trouble making ends meet, here are some ways to save money and keep it safe for when you need it.
Managing your finances and increasing your savings is made easier and entertaining with these websites.
With bank fees on the rise, customers can avoid the fees by following a few basic requirements, such as maintaining minimum balances and having direct deposit into your account.
Banks and brokerage firms are using special incentives in order to bring in more customers with multiple accounts.
Learn how much some customers are earning from their checking accounts with these jumbo APY calculations from MoneyRates.com.
Follow these ten tips to keep your savings and checking accounts safe.
Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.
Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.
Rising long-term interest rates should impact how you shop for income vehicles and loans.
Home prices may be the same as in 2004, but other conditions have changed since then. Is history ready to repeat itself?
Real estate investments can provide growth and income, but they also carry some special risks.
Though "Downton Abbey" is set in a distinctly different era, its plot holds some financial lessons that are relevant today.
Retirees often don't think of refinancing, but current conditions make refinancing worth a fresh look to older Americans.
If you need to finance a home renovation, an FHA 203(k) loan may be your solution.
Recasting is another way to lower your monthly mortgage payments, but there is one catch.
If you are a homeowner with a mortgage insured by the Federal Housing Administration (FHA), you may soon be eligible for an streamline refinance at a lower cost.
Financial choices made during and after divorce can impact how well you move forward. Learn how to avoid these common errors.
If you are among the nation's estimated 20 million upside-down homeowners, the revised Home Affordable Refinance Program (HARP) may be playing your song.
Despite gas prices rising, Freddie Mac projects that home sales will increase 5 percent in the coming year. How will the gas pump affect your ability to buy a house?
The Mortgage Bankers Association wants to offer more help for troubled borrowers. But is there too much risk?
Does the potential of being turned down for a mortgage keep you up at night? Time to relax, because the odds of your mortgage going through are in your favor.