Advanced Investment Strategies for Certificates of Deposit, Money Market Accounts, Savings Accounts, Checking Accounts and other investments
Investing isn't always easy when interest rates are climbing, but knowing which areas to watch can help.
As the market soars, investors need to consider strategies for reining in their risk exposure. Here are five ways to do it.
The long-term nature of retirement planning makes it subject to major surprises that can shake up your previous plans. Learn how to adjust.
With stocks soaring this year, investors need to be mindful of basic principles that can help prepare for unexpected setbacks.
If you have to give up the flexibility of short-term deposits for a higher yield, consider these three alternatives.
Given the recent strength of the market, it might be wise to sell some stocks as the end of the year approaches. Learn what to keep in mind when doing this.
Indexed and raise-your-rate CDs have their own risks, but does today's low-interest-rate environment make them worth considering?
While gold has been the best overall inflation hedge in recent years, another investment has been more reliable during rising prices.
After years of dismal yields, a rising rate environment would bring a new dynamic to choosing CDs.
Collapsing rate spreads have diminished the appeal of CD ladders in recent years, but a recent turn in the bond market could help laddering stage a comeback.
Interest rates changed noticeably in early May, with some rates rising and yield spreads widening. Learn how you can adapt if this trend continues.
In an ordinary world, borrowers may pay much higher rates on longer-term loans. But today's interest rate landscape is anything but ordinary.
Your investment portfolio needs to adjust as you grow older, but today's market conditions bring even more variables into the mix.
Hedge funds have a somewhat exotic appeal, but they often fail to deliver on their promise.
The reality of retirement saving isn't pretty today, but acknowledging these truths can help you prepare more effectively.
Weakness in the U.S. economy is starting to hurt the value of the dollar, which may call for new risk-management measures in your portfolio.
Twitter's recent stock dive is just one example of the growing pains young companies go through.
Accumulating wealth is important, but so is arranging sufficient financial liquidity to meet your needs. Learn how to do it.
Though often touted for its simplicity, indexed investing does involve some complications.
Strong market gains in 2013 may mean tax consequences for investors -- and not necessarily when they expect them.
Investors looking to hop on the bandwagon of this maker of sugary treats -- or any other company on a hot streak -- should ask a few fundamental questions first.
It's been an excellent year for stocks, and a surging market should lead to a careful examination of your retirement investments.
A recent case of mistaken identity on the stock market raises some valuable reminders of how to avoid investing mistakes.
Both gold and oil prices have taken a step back recently, but a look at their recent history should spark concerns in investors.
Long-term Treasury yields have been rising much faster than short-term interest rates. Find out what this could mean for your portfolio.
Thinking about a Section 529 college savings plan? Here are some ways to determine whether one of these is right for you and your family.
The stock market has performed impressively in 2013, but the reasons for this are less than inspiring.
As the recent Nasdaq shutdown showed, uncertainty is an ever-present part of investing. Learn how to manage unforeseen threats to your portfolio.
A career is like any investment: You have to manage it sensibly to get a decent return. Take these steps to improve your career-management skills.
The stock market clearly fears a change in Fed policy, but history shows that its anxieties may be overblown.
Retirement saving may stop when you leave the workforce, but the challenge of successfully managing your financial affairs continues.
This new vehicle aims to help grow Americans' nest eggs, but a close look at the benefits raises some questions.
The economy continues to show signs of new strength, but few consumers appear to be feeling prosperous.
Concerned about the prospect of a higher federal funds rate? Here's how the economy and stock market have fared during past rate climbs.
While rising interest rates can create panic in financial markets, they can also come with some significant benefits.
If you haven't checked what it costs to raise a child today, you may be in for a shock. Here's how new parents can prepare their finances.
When returns are low across the board, this approach can help keep your financial goals on track.
There are numerous ways couples can get more from Social Security. Read five suggestions for maximizing you and your spouse's payout.
Being royalty is nice, but other families should be prepared to save for these childhood expenses.
These mistakes might be most common among the financially inexperienced, but many retirees still make them too.
Species that can't adapt to their surroundings don't often survive. Learn how your retirement plans are similarly vulnerable to change.
Deciding when to draw Social Security retirement benefits can be a complex process. Learn what factors you should consider before you file.
Uncertain whether it's time to retire? Your answers to these questions may clear things up.
A new study finds that recent generations of Americans have become increasingly deficient in their retirement saving, but there are ways individuals can combat this.
Economic news has been good lately, but even good news can require some financial adjustments.
MONEY Magazine has announced its top banks for 2013, but are these institutions good enough to attract your business?
Tax deadlines and holiday shopping make the end of the year a natural time for some financial maintenance.
If your son or daughter displays these signs, some remedial financial education may be in order -- fast.
Walmart's Bluebird prepaid debit card is a very competitive product, but there are some inherent drawbacks to using any prepaid card.
While bank customers have risen in opposition to some checking account fees, they are still paying billions in overdraft charges. Learn five ways to avoid them.
Federal regulations and a sluggish housing market have kept large banks on the ropes lately. Can they recover?
The Consumer Financial Protection Bureau is examining overdraft fees, but can they succeed where other efforts have failed?
Last year’s customer exodus will likely force banks into being more creative about adding fees. Find out how they may do it.
Knowing the ins and outs of prepaid debit cards can help you use them effectively and avoid the excessive fees that some include.
Chase's move to a new form could signal a renewed interest in customer relations from the nation's big banks.
While they make a fun and easy gift, you could get shorted if you don't pay attention to the terms.
Banks have moved to reduce the volume of paper statements already. Could your checks be the next victim of the paperless revolution?
Banks have retreated promptly from plans to charge customers for using their debit cards.
Direct deposit, credit cards and careful ATM shopping can help you duck the fees.
Minimum deposits and ATM fees are among the added-on costs that can drain a student's finances.
Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.
Rising long-term interest rates should impact how you shop for income vehicles and loans.
Home prices may be the same as in 2004, but other conditions have changed since then. Is history ready to repeat itself?
The recent shift in interest rates has hurt borrowers without helping depositors. Here's how to cope.
Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.
Real estate investments can provide growth and income, but they also carry some special risks.
Though "Downton Abbey" is set in a distinctly different era, its plot holds some financial lessons that are relevant today.
The fiscal cliff deal contains some possible clues about the country's future. Learn what financial choices you may want to consider as a result.
If you have been dragging your feet on refinancing, you shouldn't ignore a certain warning sign that has appeared lately.
Retirees often don't think of refinancing, but current conditions make refinancing worth a fresh look to older Americans.
A drop-off in mortgage applications suggests that low interest rates may have exhausted their stimulative impact, which may leave the Fed out of options.
If you need to finance a home renovation, an FHA 203(k) loan may be your solution.
Recasting is another way to lower your monthly mortgage payments, but there is one catch.
If you are a homeowner with a mortgage insured by the Federal Housing Administration (FHA), you may soon be eligible for an streamline refinance at a lower cost.
After mandating higher fees on mortgages with the last payroll tax deal, Congress showed mercy on lenders and borrowers with last week's version.