Certificate of Deposit Archive

Today's Interest Rates: A Curious Case

April 17, 2013

In an ordinary world, borrowers may pay much higher rates on longer-term loans. But today's interest rate landscape is anything but ordinary.

Adjusting Your Investment Portfolio for Retirement

April 3, 2013

Your investment portfolio needs to adjust as you grow older, but today's market conditions bring even more variables into the mix.

The Trouble With Hedge Funds

January 9, 2013

Hedge funds have a somewhat exotic appeal, but they often fail to deliver on their promise.

Saving for Retirement: 5 Hard Facts

January 2, 2013

The reality of retirement saving isn't pretty today, but acknowledging these truths can help you prepare more effectively.

Jobs Report Signals Trouble for Savings Accounts

September 19, 2012

A summer slump in job creation could have implications that ripple all the way to your savings. Learn how your money may be impacted by the latest lackluster jobs report.

Will Savings Rates Rise in the Second Half of 2012?

July 5, 2012

Both savings account rates and the stock market face a mixed economy, but the odds of improvement may be better for deposits.

Are Long-Term CDs Growing in Appeal?

May 17, 2012

Despite the fact that long-term CD rates fell relative to short-term rates in April, recent economic developments make long-term CDs more attractive than they seem.

CD Tips for Changing Times

April 18, 2012

Shopping for CDs takes special care in a low-interest-rate environment, especially when economic change is in the air.

Current CD Rates Favor Shorter Terms

March 16, 2012

CD rates are low across the board, but three specific factors about the current environment favor shorter-term CDs.

5 Shopping Tips for CDs in 2012

February 10, 2012

The environment for CD rates just keeps getting tougher, making the right shopping strategies all the more important. Here are five key things to keep in mind.

4 ways CDs have changed

Will holiday shopping figures boost CD rates?

5 things to know about CDs now

4 steps to building CD rates

Building a CD ladder for today's rates

Will CD rates get twisted?

CD Rates: The Best Bad Option?

CD rates: Now behind inflation

Beyond the obvious: 4 CD considerations besides interest rates

Step up into a new world of alternative CDs

Would you take Ben Bernanke's advice about CD rates?

Slowing inflation boosts real CD rates

How to engineer higher CD rates

How you can follow the changing fortunes of CD rates

4 reasons why CDs make great graduation gifts

Using relationships to get better CD rates

EverBank WorldCurrency CDs

Managing CD rates: reverse laddering your way to a new home

Making the curve: CD rate curves can help you make good financial decisions

Through the headlines with CD rates

Up and down the ladder with CD rates

4 easy steps to laddering CD rates

The villain and the victim: Inflation and CD rates

Behind core inflation and the threat to CD rates

CD rates: a smoother ride, but at what price?

Global turmoil and CD rates: 3 risks you need to recognize

CD rates: 3 tips for beating the moving inflation target

Instant gratification addiction widespread among Americans

Do today's CD rates present a case for callable CDs?

GDP release suggests higher CD rates are on the way

CD rates cause a growing epidemic of rate shock

Keep your head above water: CD rates and inflation

Know your CD options: how shoping around can help you save

Wake me up when my CD matures: 4 reasons to set your banking alarm clock

Let a certificate of deposit act as your savings "lock box"

Oil bubbles up to threaten CD rates

Are CD rates out of whack amid rising rates for Treasury securities?

CD rates: some history lessons

What if CD rates go even lower?

Settling in for the long haul: living with low CD rates

Third quarter GDP growth doesn't solve the puzzle of higher CD rates

Bringing up baby: Five things to know about saving for your child's future

CDs: good piggy-banks for grown ups?

Finding the sweet spot for CD rates

The fateful seven: common mistakes when choosing CD rates and terms

Will bank competition lead to higher CD rates?

CD rates and the latest twist in the inflation story

CD rates offer you a view of the future

Finding the best CD rates: back to basics

Does history favor a rise in CD rates over the second half of 2010?

Coping with low bank rates: the risks of reaching for yield

Using CDs to teach financial patience

CD rates: measuring your reward for investment time commitment

CD rates start to squeeze longer-term depositors

Optimism, pessimism, and CD rates

CD rates and the psychology of deflation

CD rates will need some sunscreen if inflation heats up

CD rates straight up, or with a twist?

6 surprising ways to use CDs for money management

5 criteria for selecting a CD term

CD Rates: How Are They Affected by the Strong Dollar/Weak Euro Situation?

Your Rights as a Bank Customer: The FDIC Depositor Bill of Rights

Jumbo Interest Rates on CDs Without Jumbo Funds

CD Rates' Inflation Hurdle Just Got Higher

Mortgage Rates Are Low, But Interest Rates on CDs are Lower

Nine FDIC Tips When Purchasing CDs

Looking for Value in CD Rates

CD Rates and Inflation: Two Views

Economic Policy and CD Rates

The Yield Curve Steepens--But in the Wrong Area for CD Rates

CD Rates Hang in the Balance of Bank Reform Debate

FDIC Warns of Bait-and-Switch Using CD Rates

Stability of CD Rates Not All It's Cracked Up to Be

CD Rates Face New Threats from Well-Intentioned Banking Proposals

CD Rates and the Art of Appreciating Small Numbers

CD Rates Hang in the Balance While Economic Indicators Waver

Managing CD Rates: The Back End of the Ladder

CD Rates: Searching High and Low

Dramatic Changes Merit a Fresh Look at Long-Term CD Rates

CD Rates May Not Be Worth a Long Commitment Until Bank Rates Rise

Will CD Rates Follow the Recent Climb in Treasury Rates?

Watching for CD Rates to Rise as the Economy Improves

Are Low Bank Rates the Result of a Treasury Bond Bubble?

Watch CD Rates as Inflation Returns

CD Rates: Five Ways to Reduce Rollover Shock

CD Rates Offering a Thin Spread Over Treasuries

CD Rates May Be a Better Match for College Savings Than Stock Market Volatility

Setting Your Savings Rate and Choosing CD Rates Based on Thanksgiving Principles

CD Rates Will Have to Rise if Recent Inflationary Signals Turn into a Trend

CD Rates on Penalty-Free CDs: Six Key Questions

Bank Rates Behave Like US Treasuries, With Some Important Exceptions

Barbelled Bank Rate Strategy Offers an Alternative to Laddering CD Rates

CD Rates Benefit from Deflation, But for How Long?CD Rates Benefit from Deflation, But for How Long?

Low CD Rates Mean Shopping for the Best Bank Rates Is More Important Than Ever

MoneyRates.com Can Help You Cope with the Shock of Lower CD Rates

CD Rates May Be Low, But Still Deserve a Closer Look

CD Rates and Safety Are Both Factors When Choosing a Certificate of Deposit

Brokered Certificates of Deposit Offer High CD Rates, With Some Strings Attached

Choosing a Certificate of Deposit Depends on More than Just the CD Rate

Certificate of Deposit Penalties May Be Worth It to Earn Higher CD Rates

Using an Implied Interest Rate to Compare 5-Year and 6-Month CD Rates

Certificates of Deposit Help Develop Savings Habits

Steep Yield Curve Makes Certificates of Deposit an Excellent Alternative for Short-Term Treasuries

Certificate of Deposit Investors: U.S. Banks Want You

Certificates of Deposit: Getting the Best Return on Shopping for CD Rates

Finding Highest CD Rates Is Worth Even More with Extended FDIC Coverage

A Laddered Portfolio of Certificates of Deposit Can Help You Prepare for Changing CD Rates

Taking the "What If" Out of CD Rate Decisions

CDs vs Installment Savings Accounts

Obama, the Economy, and CDs

Will Credit Card Reform Affect Bank CD Rates?

If I Had a Million Dollars

Three Reasons Interest Rates Are Heading Higher

What's In a Bank Name?

Global Interest Rates and CDs

Savings Ideas for Your Tax Refund

What Does Deflation Mean for Savings and CD Rates?

Will Bank Failures Skyrocket?

College Savings and Certificates of Deposit

What are Installment Savings Accounts?

Jumping Off the Roller Coaster: Rethinking Retirement Savings

Top Ten Ways to Control Your Money from The Grave

Unusual IRA Strategies for Courageous Investors

Thinking Positive Can be Stupid: Why You Need Health Care Savings.

Are Jumbo CDs a good fit for retirement savings?

Market-Linked CDs Represent a Hybrid Between CDs and Stocks

Zero Coupon CDs

Increase CD Interest Rates with Bump-Up CDs

Laddered CDs and Liquid CDs

CDs

How to Evaluate a Callable CD