dcsimg
 
Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.

Jumbo yields on reward checking accounts

January 10, 2011

By MoneyRates Team | Money Rates Columnist

checking accounts

While interest rates aren't historically high today, there is a surprising amount of interest up for grabs in some checking accounts -- if you meet all of the right requirements.

Rewards checking accounts pay consumers a top yield up to a preset cap, after which the yield drops to a second tier. MoneyRates.com has computed these "Jumbo" APYs to show the yield a consumer could earn by holding $100,000 in a reward checking account and meeting all the monthly requirements.

BANK APY CAP POST-CAP APY JUMBO APY
State Bank of Texas  5.01% $100,000 1.01% 5.01%
Rollstone Bank and Trust  4.51% $100,000 2.27% 4.51%
Bank of Hiawassee, Bank of Blairsville, Bank of Blue Ridge  4.01% $100,000 1.01% 4.01%
The First National Bank of Dieterich  6.01% $30,000 3.00% 3.90%
Tri-County Bank and Trust  6.01% $25,000 3.00% 3.75%
Allegiance Bank 5.00% $50,000 2.10% 3.55%
Farmers and Merchants Bank 5.02% $50,000 2.05% 3.54%
Opportunity Bank 5.01% $25,000 3.01% 3.51%
NewPortFed  6.01% $50,000 1.00% 3.51%
Haverhill Bank  4.50% $50,000 2.50% 3.50%
The Community Bank 6.01% $25,000 2.50% 3.38%
New Frontier Bank 6.26% $50,000 0.50% 3.38%
First Chatham Bank 5.00% $50,000 1.50% 3.25%
Crossroads Bank  6.10% $30,000 2.00% 3.23%
West Bend Savings Bank  6.01% $50,000 0.30% 3.16%
Southbridge Savings Bank  4.25% $50,000 2.01% 3.13%
First Arkansas Bank & Trust  4.44% $50,000 1.76% 3.10%
BankNewport  5.05% $50,000 1.01% 3.03%
All America Bank  5.25% $25,000 2.25% 3.00%
State Bank of Toledo  4.01% $70,000 0.25% 2.88%
MidwestOne Bank 5.25% $25,000 2.00% 2.81%
Clinton Savings Bank 4.51% $50,000 1.05% 2.78%
Bank of Fayetteville  4.51% $50,000 1.01% 2.76%
Peoples Bank  5.01% $50,000 0.50% 2.76%
Butler Bank  4.50% $50,000 1.01% 2.76%
Coulee Bank  6.01% $30,000 1.01% 2.51%
Premier Bank  3.51% $50,000 1.51% 2.51%
Legacy Bank 5.00% $50,000 0.01% 2.50%
Wilson Bank and Trust  4.00% $50,000 1.00% 2.50%
Heartland Community Bank 5.06% $30,000 1.31% 2.44%
North Middlesex Savings Bank 4.60% $50,000 0.25% 2.43%
New Mexico Bank and Trust 6.01% $20,000 1.51% 2.41%
Rocky Mountain Bank  6.01% $20,000 1.51% 2.41%
Arizona Bank and Trust  6.01% $20,000 1.51% 2.41%
RCSBank 5.37% $25,000 1.26% 2.29%
Orange Savings Bank  6.01% $25,000 1.01% 2.26%
Page Valley Bank  6.01% $25,000 1.01% 2.26%
Charter Bank 6.01% $25,000 1.01% 2.26%
Focus Bank  6.01% $25,000 1.01% 2.26%
Cumberland County Bank  5.26% $25,000 1.01% 2.07%
Bank of Putnam County 5.26% $25,000 1.01% 2.07%
Noble Bank and Trust 5.01% $25,000 1.01% 2.01%
Bank of Little Rock  5.01% $25,000 1.01% 2.01%
Capital Bank  5.01% $25,000 1.01% 2.01%
Heritage Bank  4.75% $25,000 1.01% 1.95%
Home State Bank  4.56% $25,000 1.01% 1.90%
Sutton Bank 4.51% $25,000 1.01% 1.89%
First Banking Center 6.01% $25,000 0.50% 1.88%
First Clover Leaf Bank 6.01% $25,000 0.50% 1.88%
Kansas State Bank  6.01% $25,000 0.50% 1.88%
The Bank N.A.  4.01% $25,000 1.01% 1.76%
Monroe Bank and Trust  4.01% $25,000 1.01% 1.76%
Bank of Idaho  4.01% $25,000 1.01% 1.76%
Southern Community Bank and Trust  6.00% $25,000 0.15% 1.61%
Community West Bank  4.50% $25,000 0.55% 1.54%
Community First National Bank  5.10% $25,000 0.35% 1.54%
Community West Bank 4.50% $25,000 0.55% 1.54%
First National Bank  4.00% $25,000 0.50% 1.38%

Each bank listed above has their own specific policies regarding their rewards checking accounts and their terms are subject to change. For current info on rewards checking accounts, visit the MoneyRates.com rewards checking page.

Your responses to ‘Jumbo yields on reward checking accounts’

Showing 0 comments | Add your comment
Add your comment
(required)
(will not be published, required)