Mortgage
Will mortage rates stay low in 2012?
January 18, 2012
Mortgage rates defied predictions by remaining near historic lows throughout last year. But will this last in 2012?
5 money mistakes people make after divorce
January 9, 2012
Financial choices made during and after divorce can impact how well you move forward. Learn how to avoid these common errors.
FHA faces dwindling insurance fund
December 8, 2011
An FHA loan has been the savior of many homeowners, but a shrinking insurance fund could mean problems for the program.
It's (still) a wonderful life: A remake
December 7, 2011
Read how the holiday classic "It's A Wonderful Life" would translate to a modern banking environment--complete with rogue traders and the Occupy movement.
HARP revamp seeks to help underwater borrowers
November 18, 2011
If you are among the nation's estimated 20 million upside-down homeowners, the revised Home Affordable Refinance Program (HARP) may be playing your song.
FHA refinances: A helping hand to low-equity homeowners
October 19, 2011
Homeowners with little equity may have trouble securing a conventional refinance, but FHA refinance opportunities could be what they need to lower their rate.
The problem with the short-refi program
October 4, 2011
The FHA hasn't produced many deals under this program. Where did it go wrong?
Why mortgage brokers must change with the times
September 7, 2011
Mortgage brokers are being increasingly shut out of the marketplace by new rules and less funding. Is this a new opportunity for borrowers?
Is it time for the government to set mortgage rates?
August 24, 2011
Two Columbia professors propose the mother of all refinances, with government help for homeowners with negative equity. The idea has some precedent, but here are the political realities.
Higher mortgage rates after Standard & Poor's downgrade?
August 10, 2011
As the financial house marks the U.S. credit rating down from AAA to AA+, onlookers ponder the effect on mortgage rates. Record lows may not be in the picture for much longer--but record highs are a long way away.