Mortgage

Mortgage rates defied predictions by remaining near historic lows throughout last year. But will this last in 2012?

Financial choices made during and after divorce can impact how well you move forward. Learn how to avoid these common errors.

An FHA loan has been the savior of many homeowners, but a shrinking insurance fund could mean problems for the program.

Read how the holiday classic "It's A Wonderful Life" would translate to a modern banking environment--complete with rogue traders and the Occupy movement.

If you are among the nation's estimated 20 million upside-down homeowners, the revised Home Affordable Refinance Program (HARP) may be playing your song.

Homeowners with little equity may have trouble securing a conventional refinance, but FHA refinance opportunities could be what they need to lower their rate.

The FHA hasn't produced many deals under this program. Where did it go wrong?

Mortgage brokers are being increasingly shut out of the marketplace by new rules and less funding. Is this a new opportunity for borrowers?

Two Columbia professors propose the mother of all refinances, with government help for homeowners with negative equity. The idea has some precedent, but here are the political realities.

As the financial house marks the U.S. credit rating down from AAA to AA+, onlookers ponder the effect on mortgage rates. Record lows may not be in the picture for much longer--but record highs are a long way away.