Mortgage Archive

Reduce Your Mortgage Payment by 'Recasting'

April 27, 2012

Recasting is another way to lower your monthly mortgage payments, but there is one catch.

FHA Streamline Refinance Costs to Drop

March 21, 2012

If you are a homeowner with a mortgage insured by the Federal Housing Administration (FHA), you may soon be eligible for an streamline refinance at a lower cost.

Congress Excludes Mortgage Fees from Payroll Tax Deal

February 22, 2012

After mandating higher fees on mortgages with the last payroll tax deal, Congress showed mercy on lenders and borrowers with last week's version.

2012 Mortgage Rate Predictions

January 18, 2012

Mortgage rates defied predictions by remaining near historic lows throughout last year. But will this last in 2012?

Money Mistakes To Avoid After A Divorce

January 9, 2012

Financial choices made during and after divorce can impact how well you move forward. Learn how to avoid these common errors.

FHA Insurance Fund Shrinks

December 8, 2011

An FHA loan has been the savior of many homeowners, but a shrinking insurance fund could mean problems for the program.

Could 'It's A Wonderful Life' Still Happen Today?

December 7, 2011

Read how the holiday classic "It's A Wonderful Life" would translate to a modern banking environment--complete with rogue traders and the Occupy movement.

Upside-down homeowners may benefit from HARP revisions

November 18, 2011

If you are among the nation's estimated 20 million upside-down homeowners, the revised Home Affordable Refinance Program (HARP) may be playing your song.

FHA Refinances May Help Low-Equity Homeowners

October 19, 2011

Homeowners with little equity may have trouble securing a conventional refinance, but FHA refinance opportunities could be what they need to lower their rate.

Why The Short-Refi Program Isn't Working

October 4, 2011

The FHA hasn't produced many deals under this program. Where did it go wrong?

Why mortgage brokers must change with the times

Is it time for the government to set mortgage rates?

Higher mortgage rates after Standard & Poor's downgrade?

Mortgages hit 2011 low--could rates go lower?

Are higher mortgage rates coming in September?

Why the US has a mortgage rate edge

Why US interest rates might suddenly soar

Will financial trouble in Greece echo in the US?

New loan limits impact borrowing costs

Did unsafe and unsound practices lead to foreclosure robo-signing?

Is the Fed on the right track?

Will rising gas prices really increase home sales?

Will a federal shutdown increase mortgage rates?

Why tax increases can stop higher mortgage rates

Jumbo Loans set to become even more expensive

Jumbo mortgage rates on the rise?

Free credit scores with your mortgage?

What happens in the Middle East stays in the US?

Lower loan delinquencies hold down mortgage interest rates

Is this how to make troubled refinancing better?

New trend: mortgage refinancing to reduce debt

New loans expected to dry up in 2011, say mortgage brokers

Why 92 percent of mortgage applications sail through the system

Mortgage rates to rise in 2011, says Fannie Mae

Will lenders soon offer a new form of mortgage quotes?

How can you get a mortgage rate below 5 percent?

Are rising mortgage rates a cause for panic?

New Year brings nuggets of good housing news

How an adjustable-rate mortgage really works

The real reasons behind the interest-rate slump

Is now the time to reduce the mortgage tax deduction?

Freddie Mac predicts better year ahead in real estate

Purchasing a house? Consider a USDA mortgage loan

Top 5 ways to save money on your refinance loan

Pay your mortgage loan off early and live debt free

How to Make Sure Your Home Refinance Rate Lock Stays Locked

5 Tips For a Better Refinance Rate--Regardless of Credit

What's Behind Low Mortgage Rates?

Why You Shouldn't Be Afraid of an Adjustable-Rate Mortgage

What's Behind Your Refinance Rate?

Mortgage Rate Locks: Your Questions Answered

5 Ways to Maximize Your Appraised Home Value

Eight Steps to a Successful Home Purchase

MoneyRates Monthly Resolution #1: Mortgage Refinancing

Mortgage Loans: Five Changes You Should Know About

Five Steps to Finding the Best Refinance Loan

Reverse Mortgage Myths: Get the Facts

Mortgage