Mortgage

Why mortgage brokers must change with the times

September 7, 2011

Mortgage brokers are being increasingly shut out of the marketplace by new rules and less funding. Is this a new opportunity for borrowers?

Is it time for the government to set mortgage rates?

August 24, 2011

Two Columbia professors propose the mother of all refinances, with government help for homeowners with negative equity. The idea has some precedent, but here are the political realities.

Higher mortgage rates after Standard & Poor's downgrade?

August 10, 2011

As the financial house marks the U.S. credit rating down from AAA to AA+, onlookers ponder the effect on mortgage rates. Record lows may not be in the picture for much longer--but record highs are a long way away.

Mortgages hit 2011 low--could rates go lower?

August 9, 2011

While the Dow was digging itself a hole, fixed-rate mortgages fell to within sight of their November 2010 record low. Does that piece of good news mean any help for the economy?

Are higher mortgage rates coming in September?

July 25, 2011

The Center for American progress says mortgage rates could rise by 0.66 percent if the government defaults on its bills. But is this estimate too low?

Why the US has a mortgage rate edge

July 18, 2011

Despite the very real possible of a government default U.S. mortgage rates remain below 5 percent. But why is it that U.S. rates continue to remain so low?

Why US interest rates might suddenly soar

July 8, 2011

What happens if the U.S. decides not to pay some of its debts? The odds are that interest rates will quickly rise for everything from mortgages to credit cards.

Will financial trouble in Greece echo in the US?

June 30, 2011

Greece is now facing serious economic times and the international community will step in to help. But will it be enough to stave off higher interest rates worldwide--and what happens if the U.S. defaults on its obligations?

New loan limits impact borrowing costs

June 27, 2011

Limits on FHA mortgages are going into effect in October that lower how much mortgage you can finance. What should you do to avoid a rate hike?

Did unsafe and unsound practices lead to foreclosure robo-signing?

June 1, 2011

Why did foreclosures slow to a trickle at the end of last year? The FDIC has an answer you won't believe.

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