MoneyRates.com Archives

MoneyRates.com aims to bring you the information you need to successfully manage your bank accounts, credit cards and mortgage loans. These archives are packed with content designed to help you handle your finances more effectively. Please browse the listings below for unique news and analysis on personal finance.

Help! My spouse won't stop spending July 24, 2014

Your husband never passes on a lunch he can charge on his credit card. Or maybe you wife can't pass a mall without spending $100. Learn how you can cope.

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Research Center Archive

America's Best Rates Q2 2014: Good deals for smart savers July 28, 2014

MoneyRates.com Senior Financial Analyst, CFA

While bank rates overall continued to languish in the second quarter, new MoneyRates.com research shows there are still places consumers can find higher rates.

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Blog Archive

Inflation rides roughshod over savings accounts July 25, 2014

MoneyRates.com Senior Financial Analyst, CFA

With savings account rates and wage increases still low, a recent trend toward higher inflation is especially disturbing.

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Ask The Expert Archive

Refinance or restructure our mortgage? July 25, 2014

MoneyRates.com Senior Financial Analyst, CFA

In deciding how to modify a mortgage, you should consider both the short-term payment relief and the long-term cost.

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Experts Commentary Archive

Is this the turning point for savings accounts? July 22, 2014

MoneyRates.com Senior Financial Analyst, CFA

Turning points often start small and then accelerate. Could that be the case with a recent tick-up in interest rates?

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Bank Deals Archive

EverBank Yield Pledge Checking Account Bonus Rate March 08, 2012

By Doresa Banning

Money Rates Columnist

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Credit Cards Archive

Burdened by tyrannical debt? Declare your independence June 26, 2013

MoneyRates.com Senior Financial Analyst, CFA

If you're looking to break free from oppressive debt, Independence Day is a fitting day to start your efforts.

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Money Market Archives

8 hard truths on investing July 23, 2014

MoneyRates.com Senior Financial Analyst, CFA

Noting these realities on investing can help you avoid some of the most common pitfalls.

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Savings Archives

Why uncertainty still rules retirement planning July 30, 2014

MoneyRates.com Senior Financial Analyst, CFA

The abundant confusion surrounding retirement finances seems to reflect an unwillingness to plan.

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CD Rates Archive

5 factors that could drive interest rates higher July 16, 2014

MoneyRates.com Senior Financial Analyst, CFA

It's been a long time since interest rates rose, but these pressures could be what finally pushes them upward.

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Mortgage Archives

When it makes sense to bet the house January 23, 2014

MoneyRates.com Senior Financial Analyst, CFA

Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.

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Checking Archives

6 reasons to rethink where you bank May 05, 2014

MoneyRates.com Senior Financial Analyst, CFA

Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.

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Real People Archive

Working a second job to save for retirement July 02, 2012

By Aaron Crowe

Money Rates Columnist

Could a second, part-time job be the answer to catching up on your retirement savings? Read how one man is already doing it.

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News Archive

Fed cheers quickening growth and inflation July 30, 2014

MoneyRates.com Senior Financial Analyst, CFA

The latest Fed statement reveals that its transitional policy remains in place, though inflation may be gaining more traction than wage growth.

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