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Bank Fees - Checking Accounts

Capital Region (Note to Institutions: If you do not see your products listed here please contact us.)
INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
ADIRONDACK TRUST CO 518-584-5844 Basic N/A $0 $0 $3.00 Yes 8 $0.20 $30.00 Yes $0.00 VIEW
ADIRONDACK TRUST CO 518-584-5844 ATC Interest Checking (NOW) 0.10% $500 $500 $5.00 Yes See notes $0.20 $30.00 Yes $0.00 VIEW
ADIRONDACK TRUST CO 518-584-5844 Regular N/A $1 $500 $3.00 Yes 0 $0.20 $30.00 Yes $0.00 VIEW
BANK OF AMERICA 800-432-1000 MyAccess N/A $25 $1,500 $8.95 Yes All N/A $35.00 Yes $0.00 VIEW
BANK OF AMERICA 800-432-1000 Campus Edge N/A $25 $0 $0.00 No All N/A $35.00 Yes $0.00 VIEW
BANK OF AMERICA 800-432-1000 Prima with Tiered Interest Checking 0.05% - 0.40% $100 $10,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Personal Checking w/Interest 0.10% $50 $1,000 $10.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Checking w/Interest 0.10% $100 $7,500 $15.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Checking N/A $100 $5,000 $15.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Gold Checking w/Interest 0.15% $250 $20,000 $20.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Green Checking N/A $50 $0 $0.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Student Checking N/A $10 $0 $0.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Preferred Checking 0.10% $50 $10,000 $10.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Prestige Checking 0.10% - 0.25% $50 $50,000 $15.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Value Checking N/A $50 $0 $0.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 E-Checking 0.05% $50 $0 $0.00 Yes 5 $0.50 $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Value Bundle N/A $50 $0 $0.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Preferred Bundle 0.10% $50 $5,000 $10.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Prestige Bundle 0.10% - 0.25% $50 $25,000 $15.00 Yes All N/A $33.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Choice Checking N/A $25 $1,500 $8.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Basic Banking N/A $25 $0 $3.00 No 8 $0.35 $35.00 Yes $0.00  
HSBC BANK USA NA 800-975-4722 Premiere Checking 0.01% $25 $100,000 $50.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Plus Checking 0.01% $25 $15,000 $15.00 No All N/A $35.00 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Advantage 0.04% - 0.05% $50 $10,000 $15.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Express Free Checking N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Student N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege 0.40% - 0.50% $50 $25,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege Select 0.90% - 1.00% $50 $100,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Basic Banking N/A $25 $0 $3.00 Yes 8 $1.00 $18.00 - $37.00 Yes $2.95 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Direct Checking N/A $25 $1,500 $5.95 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Power Checking 0.10% - 0.35% $25 $50,000 $24.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Select w/Interest 0.05% $25 $5,000 $14.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Totally Free N/A $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $2.95 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Classic Checking w/Interest 0.05% $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 College Checking N/A $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
PIONEER SAVINGS BANK 518-274-4800 Better Checking N/A $5 $0 $0.00 Yes All N/A $25.00 Yes $0.00 VIEW
PIONEER SAVINGS BANK 518-274-4800 NOW Account 0.20% $5 $500 $6.00 Yes All N/A $25.00 Yes $0.00  
TD BANKNORTH NA 800-836-0853 Value Checking N/A $1 $0 $3.00 Yes 8 $0.50 $35.00 Yes $0.00  
TD BANKNORTH NA 800-836-0853 50 Plus Checking 0.10% $1 $100 $10.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD BANKNORTH NA 800-836-0853 Convenience Checking N/A $1 $100 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD BANKNORTH NA 800-836-0853 Premier Checking 0.00% - 0.40% $1 $2,500 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD BANKNORTH NA 800-836-0853 Student Checking N/A $1 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD BANKNORTH NA 800-836-0853 Relationship Checking 0.05% - 0.05% $1 $20,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
TRUSTCO BANK 800-670-3110 Free Interest Checking 0.15% $25 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW

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Last Updated: December 31, 2009. Bank Rates provided by Money-Rates.Com. ®1998-2010 All rights reserved.