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Bank Fees - Checking Accounts

Finger Lakes (Note to Institutions: If you do not see your products listed here please contact us.)
INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
BANK OF AMERICA 800-432-1000 MyAccess N/A $25 $1,500 $8.95 Yes All N/A $35.00 Yes $0.00 VIEW
BANK OF AMERICA 800-432-1000 Campus Edge N/A $25 $0 $0.00 No All N/A $35.00 Yes $0.00 VIEW
BANK OF AMERICA 800-432-1000 Prima with Tiered Interest Checking 0.05% - 0.40% $100 $10,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
CANADAIGUA NATL BANK & TRUST CO 585-394-4260 E*ssentials N/A $0 $0 $0.00 - $6.00 Yes 15 $0.50 $32.00 Yes $0.00 VIEW
CANADAIGUA NATL BANK & TRUST CO 585-394-4260 Advantage Checking 0.17% $0 $3,500 $12.00 Yes All N/A $32.00 Yes $0.00 VIEW
CANADAIGUA NATL BANK & TRUST CO 585-394-4260 Optimum 0.20% $0 $20,000 $15.00 Yes All N/A $32.00 Yes $0.00 VIEW
CANADAIGUA NATL BANK & TRUST CO 585-394-4260 Traditional Checking N/A $500 $500 $6.00 - $8.00 Yes All N/A $32.00 Yes $0.00 VIEW
CANADAIGUA NATL BANK & TRUST CO 585-394-4260 Traditional Plus 0.15% $0 $1,000 $6.00 - $8.00 Yes All N/A $32.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 EZ Checking N/A $100 $1,500 $7.50 Yes 10 $1.00 $34.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 Citibank Account 0.10% $100 $6,000 $12.00 Yes 0 $0.50 $34.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 Citigold Interest Checking 0.30% - 0.30% $500 $100,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 Basic Checking N/A $0 $0 $3.00 - $9.50 Yes 8 $0.50 $34.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Personal Checking w/Interest 0.10% $50 $1,000 $10.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Checking w/Interest 0.10% $100 $7,500 $15.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Checking N/A $100 $5,000 $15.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Gold Checking w/Interest 0.15% $250 $20,000 $20.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Green Checking N/A $50 $0 $0.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Student Checking N/A $10 $0 $0.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Preferred Checking 0.10% $50 $10,000 $10.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Prestige Checking 0.10% - 0.25% $50 $50,000 $15.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Value Checking N/A $50 $0 $0.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 E-Checking 0.05% $50 $0 $0.00 Yes 5 $0.50 $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Value Bundle N/A $50 $0 $0.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Preferred Bundle 0.10% $50 $5,000 $10.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Prestige Bundle 0.10% - 0.25% $50 $25,000 $15.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIVE STAR BANK 877-226-5578 Basic Banking N/A $25 $0 $3.00 Yes 8 $0.50 $30.00 No $0.00  
FIVE STAR BANK 877-226-5578 Totally Free N/A $25 $0 $0.00 Yes All N/A $30.00 No $0.00  
FIVE STAR BANK 877-226-5578 Standard N/A $25 $500 $6.00 Yes All N/A $30.00 No $0.00 VIEW
FIVE STAR BANK 877-226-5578 NOW Interest 0.00% $25 $1,000 $7.00 Yes See notes $0.25 $30.00 No $0.00 VIEW
FIVE STAR BANK 877-226-5578 Premier Checking 0.05% $25 $0 $6.00 Yes All N/A $30.00 No $0.00  
FIVE STAR BANK 877-226-5578 Relationship Silver 0.05% - 0.15% $25 $15,000 $10.00 Yes All N/A $30.00 No $0.00 VIEW
FIVE STAR BANK 877-226-5578 Relationship Gold 0.05% - 0.20% $25 $25,000 $15.00 Yes All N/A $30.00 No $0.00 VIEW
GENESEE REGIONAL BANK 585-218-4280 Basic Checking N/A $25 $0 $3.00 Yes 8 $0.50 $30.00 No $0.00  
GENESEE REGIONAL BANK 585-218-4280 Regular Checking N/A $25 $500 $5.00 Yes All N/A $30.00 No $0.00  
GENESEE REGIONAL BANK 585-218-4280 NOW Account 0.20% $25 $1,000 $7.00 Yes All N/A $30.00 No $0.00  
GENESEE REGIONAL BANK 585-218-4280 College Checking 0.20% $25 $50 $2.00 Yes All N/A $30.00 No $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Choice Checking N/A $25 $1,500 $8.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Basic Banking N/A $25 $0 $3.00 No 8 $0.35 $35.00 Yes $0.00  
HSBC BANK USA NA 800-975-4722 Premiere Checking 0.01% $25 $100,000 $50.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Plus Checking 0.01% $25 $15,000 $15.00 No All N/A $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 Premier Checking 0.01% - 0.01% $25 $15,000 $25.00 - $27.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 Better Banking N/A $25 $1,500 $12.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 Chase Checking N/A $25 $0 $6.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 800-400-6828 Premier Platinum 0.01% - 0.01% $5,000 $75,000 $35.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 College Checking N/A $25 See Note $0.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 High School Checking N/A $25 See Note $0.00 - $6.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Advantage 0.04% - 0.05% $50 $10,000 $15.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Express Free Checking N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Student N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege 0.40% - 0.50% $50 $25,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege Select 0.90% - 1.00% $50 $100,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Basic Banking N/A $25 $0 $3.00 Yes 8 $1.00 $18.00 - $37.00 Yes $2.95 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Direct Checking N/A $25 $1,500 $5.95 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Power Checking 0.10% - 0.35% $25 $50,000 $24.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Select w/Interest 0.05% $25 $5,000 $14.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Totally Free N/A $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $2.95 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Classic Checking w/Interest 0.05% $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 College Checking N/A $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW

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Last Updated: December 31, 2009. Bank Rates provided by Money-Rates.Com. ®1998-2010 All rights reserved.