Home PageSearch Our SiteSite Map State of New York Banking Department
Person using an ATM
Bank Fees
Capital Region
Central New York
Finger Lakes
Long Island
Mid-Hudson
Mohawk Valley
New York City
North Country
Southern Tier
Western New York
bank fee survey
Checking Accounts ATM's and Debit Cards

Bank Fees - Checking Accounts

North Country (Note to Institutions: If you do not see your products listed here please contact us.)
INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
CARTHAGE FEDERAL S & L ASSN 800-232-0450 Economy Interest 0.10% $25 $0 $0.00 Yes All $0.20 $30.00 No $0.00 VIEW
CARTHAGE FEDERAL S & L ASSN 800-232-0450 Low Minimum 0.10% $25 $400 $6.00 Yes All N/A $30.00 No $0.00 VIEW
CARTHAGE FEDERAL S & L ASSN 800-232-0450 No Minimum 0.10% $25 $0 $4.00 Yes All N/A $30.00 No $0.00 VIEW
CARTHAGE FEDERAL S & L ASSN 800-232-0450 Totally Free N/A $25 $0 $0.00 Yes All N/A $30.00 No $0.00  
CARTHAGE FEDERAL S & L ASSN 800-232-0450 VIP Free interest 0.10% $25 $0 $0.00 Yes All N/A $30.00 No $0.00  
CARTHAGE FEDERAL S & L ASSN 800-232-0450 Wall Street Checking 0.50% $25 $1,000 $8.00 Yes All N/A $30.00 No $0.00 VIEW
CARTHAGE FEDERAL S & L ASSN 800-232-0450 50 Plus Free interest 0.10% $25 $0 $0.00 Yes All N/A $30.00 No $0.00 VIEW
COMMUNITY BANK 800-388-4679 Completely Free N/A $50 $0 $0.00 Yes All N/A $30.00 Yes $0.00  
COMMUNITY BANK 800-388-4679 50 & Better Interest Checking 0.15% $50 $0 $0.00 Yes All N/A $30.00 Yes $0.00  
COMMUNITY BANK 800-388-4679 VIP Free Interest Checking 0.15% $50 $0 $0.00 Yes All N/A $30.00 Yes $0.00  
COMMUNITY BANK 800-388-4679 Wall Street Checking 0.35% $50 $1,000 $8.00 Yes All N/A $30.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Choice Checking N/A $25 $1,500 $8.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Basic Banking N/A $25 $0 $3.00 No 8 $0.35 $35.00 Yes $0.00  
HSBC BANK USA NA 800-975-4722 Premiere Checking 0.01% $25 $100,000 $50.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Plus Checking 0.01% $25 $15,000 $15.00 No All N/A $35.00 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Advantage 0.04% - 0.05% $50 $10,000 $15.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Express Free Checking N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Student N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege 0.40% - 0.50% $50 $25,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege Select 0.90% - 1.00% $50 $100,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
WATERTOWN SAVINGS BANK 315-788-7100 Basic Banking N/A $25 $0 $0.00 Yes All N/A $25.00 No $0.00 VIEW
WATERTOWN SAVINGS BANK 315-788-7100 Checking Account N/A $100 $0 $0.00 Yes All N/A $25.00 No $0.00 VIEW

| Home | Search | Site Map |
| Bank Fees | Checking Accounts | ATM & Debit Cards |
| Capital Region | Central New York | Finger Lakes | Long Island | Mid-Hudson |
| Mohawk Valley | New York City | North Country |
| Southern Tier | Western New York |

Last Updated: December 31, 2009. Bank Rates provided by Money-Rates.Com. ®1998-2010 All rights reserved.