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Bank Fees - Checking Accounts

Western New York (Note to Institutions: If you do not see your products listed here please contact us.)
INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
BANK OF AMERICA 800-432-1000 MyAccess N/A $25 $1,500 $8.95 Yes All N/A $35.00 Yes $0.00 VIEW
BANK OF AMERICA 800-432-1000 Campus Edge N/A $25 $0 $0.00 No All N/A $35.00 Yes $0.00 VIEW
BANK OF AMERICA 800-432-1000 Prima with Tiered Interest Checking 0.05% - 0.40% $100 $10,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 EZ Checking N/A $100 $1,500 $7.50 Yes 10 $1.00 $34.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 Citibank Account 0.10% $100 $6,000 $12.00 Yes 0 $0.50 $34.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 Citigold Interest Checking 0.30% - 0.30% $500 $100,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
CITIBANK NA 800-374-9500 Basic Checking N/A $0 $0 $3.00 - $9.50 Yes 8 $0.50 $34.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Personal Checking w/Interest 0.10% $50 $1,000 $10.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Checking w/Interest 0.10% $100 $7,500 $15.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Checking N/A $100 $5,000 $15.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Circle Gold Checking w/Interest 0.15% $250 $20,000 $20.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Green Checking N/A $50 $0 $0.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
CITIZENS BANK 877-360-2472 Student Checking N/A $10 $0 $0.00 Yes All N/A $25.00 - $39.00 Yes $0.00 VIEW
COMMUNITY BANK 800-388-4679 Completely Free N/A $50 $0 $0.00 Yes All N/A $30.00 Yes $0.00  
COMMUNITY BANK 800-388-4679 50 & Better Interest Checking 0.15% $50 $0 $0.00 Yes All N/A $30.00 Yes $0.00  
COMMUNITY BANK 800-388-4679 VIP Free Interest Checking 0.15% $50 $0 $0.00 Yes All N/A $30.00 Yes $0.00  
COMMUNITY BANK 800-388-4679 Wall Street Checking 0.35% $50 $1,000 $8.00 Yes All N/A $30.00 Yes $0.00 VIEW
EVANS NATIONAL BANK 716-819-9000 Simply NOW 0.01% $25 $0 $0.00 Yes All N/A $33.00 No $0.00 VIEW
EVANS NATIONAL BANK 716-819-9000 Better Checking 3.00% $25 $0 $0.00 No All N/A $33.00 No $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Preferred Checking 0.10% $50 $10,000 $10.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Prestige Checking 0.10% - 0.25% $50 $50,000 $15.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Value Checking N/A $50 $0 $0.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 E-Checking 0.05% $50 $0 $0.00 Yes 5 $0.50 $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Value Bundle N/A $50 $0 $0.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Preferred Bundle 0.10% $50 $5,000 $10.00 Yes All N/A $33.00 Yes $0.00 VIEW
FIRST NIAGARA BANK 800-421-0004 Prestige Bundle 0.10% - 0.25% $50 $25,000 $15.00 Yes All N/A $33.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Choice Checking N/A $25 $1,500 $8.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Basic Banking N/A $25 $0 $3.00 No 8 $0.35 $35.00 Yes $0.00  
HSBC BANK USA NA 800-975-4722 Premiere Checking 0.01% $25 $100,000 $50.00 No All N/A $35.00 Yes $0.00 VIEW
HSBC BANK USA NA 800-975-4722 Plus Checking 0.01% $25 $15,000 $15.00 No All N/A $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 Premier Checking 0.01% - 0.01% $25 $15,000 $25.00 - $27.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 Better Banking N/A $25 $1,500 $12.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 Chase Checking N/A $25 $0 $6.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 800-400-6828 Premier Platinum 0.01% - 0.01% $5,000 $75,000 $35.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 College Checking N/A $25 See Note $0.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
JP MORGAN CHASE BANK 877-682-4273 High School Checking N/A $25 See Note $0.00 - $6.00 Yes All N/A $25.00 - $35.00 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Advantage 0.04% - 0.05% $50 $10,000 $15.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Express Free Checking N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-539-9055 Key Student N/A $50 $0 $0.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege 0.40% - 0.50% $50 $25,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
KEYBANK 800-336-4750 Key Privilege Select 0.90% - 1.00% $50 $100,000 $25.00 Yes All N/A $34.00 - $38.50 Yes $0.00 VIEW
LAKESHORE S & L ASSN 716-483-3400 Free and Easy N/A $10 $0 $0.00 Yes All N/A $30.00 No See Notes VIEW
LAKESHORE S & L ASSN 716-483-3400 Smart Account (NOW) 0.13% $10 $500 $0.00 Yes All N/A $30.00 No See Notes VIEW
LAKESHORE S & L ASSN 716-483-3400 Money Market 0.25% - 0.75% $25 $0 $0.00 Yes See notes N/A $30.00 No $0.00 VIEW
LAKESHORE S & L ASSN 716-483-3400 Free Student 0.13% $10 $0 $0.00 Yes All N/A $30.00 No See Notes VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Basic Banking N/A $25 $0 $3.00 Yes 8 $1.00 $18.00 - $37.00 Yes $2.95 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Direct Checking N/A $25 $1,500 $5.95 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Power Checking 0.10% - 0.35% $25 $50,000 $24.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Select w/Interest 0.05% $25 $5,000 $14.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Totally Free N/A $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $2.95 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 Classic Checking w/Interest 0.05% $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
M&T BANK (MANUFACTURERS & TRADERS TRUST CO) 800-724-2440 College Checking N/A $25 $0 $0.00 Yes All N/A $18.00 - $37.00 Yes $0.00 VIEW
NORTHWEST SAVINGS BANK (JAMESTOWN SAVINGS BANK) 877-672-5678 Free Checking N/A $100 $0 $0.00 Yes All N/A $31.00 No See Notes VIEW
NORTHWEST SAVINGS BANK (JAMESTOWN SAVINGS BANK) 877-672-5678 Interest Checking 0.75% - 1.00% $1,000 $500 $5.00 Yes All N/A $31.00 No See Notes VIEW
NORTHWEST SAVINGS BANK (JAMESTOWN SAVINGS BANK) 877-672-5678 Go! Rewards Checking N/A $100 $0 $0.00 Yes All N/A $31.00 No See Notes VIEW

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Last Updated: December 31, 2009. Bank Rates provided by Money-Rates.Com. ®1998-2010 All rights reserved.