Bank Deals & Rate Specials

Account Type: Credit Card

Special Type: Airline/Travel

If you would like to earn more airline miles, consider this promotion for first-time holders of the Citi Platinum Select AAdvantage Visa Signature Card. You can earn 30,000 Airlines AAdvantage reward miles after charging $1,000 in purchases to the credit card within the first three months of card ownership.

This is more than enough miles for a domestic round-trip flight. Miles are good for travel on American Airlines, stays at hotels worldwide and car rentals with the AAdvantage program. There are no blackout dates on award travel on American Airlines, American Eagle and the AmericanConnection carrier.

In addition, the $95 annual fee is waived for the first twelve months.

What you get:

• Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
• Your first eligible checked bag is free*
• Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
• Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
• Double AAdvantage® miles on eligible American Airlines purchases* 
• Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage(R) miles each calendar year*

What they require:

• Must be 18 years of age or older
• Must have a valid Social Security number

Citibank, National Association was established on June 16, 1812 and has been FDIC insured since Jan. 1, 1934. It has 1,331 branches located in 19 states and 281 foreign offices. Its headquarters is in Sioux Falls, S.D.

Citi Platinum Select AAdvantage Visa Signature Card

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Account Type: Checking Account

Special Type: Rate

When you open an EverBank Yield Pledge Checking Account, you'll receive a bonus interest rate of 1.05 percent for six months -- nearly seven times the national average rate of about 0.152 percent. With its Yield Pledge, the bank also promises its interest rates will always remain among the top 5 percent nationwide.

With your new checking account, you'll get other perks, too, like no monthly service or debit card fees. Online and mobile banking also are free.

What you get:

• Interest rate of 1.05 percent for the first six months
• Yield Pledge promise
• No monthly account fees
• No debit card fees
• Free online and mobile banking
• Free remote check deposits, from home or your cellphone
• ATM reimbursements nationwide with a minimum balance of $5,000
• Around-the-clock customer service

What they require:

• $1,500 opening balance

Based in Florida, EverBank was established on Oct. 1, 1998 and has been FDIC insured since.

EverBank Yield Pledge Checking Account Bonus Rate

Account Type: Money Market Account

Special Type: Rate

If you open as a new customer a EverBank Yield Pledge Money Market Account, you'll receive a bonus interest rate for six months of 1.05 percent, which is well above the national average. Further, the bank pledges to keep its interest rates among the top 5 percent nationwide of competitive accounts offered by leading banks.

Other features of this money market account are free online and mobile banking and free remote deposits from home or your cellphone.

What you get:

• 1.05 percent interest rate for six months
• Yield Pledge promise: interest rates will stay in the top 5% nationwide
• Six withdrawals or transfers per month
• Free online and mobile banking
• Free remote check deposits, from home or mobile phone
• Paper checks
• Availability as an IRA
• 24/7 customer service

What they require:

• $1,500 opening balance
• $8.95 monthly fee when your balance dips below $5,000
• $10 excess transaction fee

Florida-based EverBank was established on Oct. 1, 1998 and has been FDIC insured since.

EverBank Yield Pledge Money Market Account Bonus Rate

Account Type: Credit Card

Special Type: Rewards

If you love to travel, the Blue Sky from American Express® may be right for you. This rewards credit card earns one point for virtually every dollar you spend on eligible purchases and offers 7,500 points after you spend $1,000 in the first three months of owning the card. You'll also receive discount offers that can save you more money.

What you get:

• Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
• Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
• Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.
• Flexible Bill Payments: pay your bill all at once or over time.
• No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
• Terms and Restrictions Apply.

What they require:

• Must be 18
• Must be U.S. resident
• Must meet credit qualifications of American Express

Blue Sky from American Express

Account Type: Charge Card

Special Type: Rewards

If you are looking to maximize your charge card spending with rewards, the American Express® Premier Rewards Gold Card may be your ideal charge card. The current promotion offers Membership Rewards points to new cardmembers after meeting spend requirements in the first three months of card membership, see below for information regarding this offer. Be sure to enroll in the Membership Rewards® Program to begin earning points.

What you get:

• Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
• Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
• Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
• Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
• Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
• $0 introductory annual fee for the first year, then $175
• Terms and Restrictions Apply

What they require:

• Must be 18 or over
• Must meet American Express credit guidelines

Please keep in mind that credit card and charge card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any card prior to applying. American Express® Premier Rewards Gold Card

Account Type: Charge Card

Special Type: Rewards

If you are looking for a new rewards charge card -- and you've caught on to the perks of paying your card balance in full each month -- the American Express® Gold Card may be right for you.

What you get:

• Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
• Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
• Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
• $0 introductory annual fee for the first year, then $125
• Terms and Restrictions Apply

What they require:

• Must be 18 or older
• Must be U.S. resident
• Must meet American Express credit qualifications

American Express® Gold Card

Account Type: Charge Card

Special Type: Business/Rewards

If you are looking for a new rewards business charge card, you may want to check out the benefits of the The Business Gold Rewards Card® from American Express OPEN. Not only can you earn rewards points, but you get the American Express OPEN business support services and protection.

What they offer:

• Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership.
• Earn points even faster to get more rewards for your business.
• 3X points on airfare purchased from airlines. 2X points at US gas stations.
• Up to $100,000 in each category per year, then 1 point.
• Terms and limitations apply.
• Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
• $0 introductory annual fee for the first year, then $175.
• Apply online to qualify for this offer. See offer terms for details.

What they require:

• Must be 18 or older
• Must be U.S. resident and have a business based in the U.S.

The Business Gold Rewards Card® from American Express OPEN

Account Type: Charge Card

Special Type: Rewards

You can rack up a pile of bonus points if you're a first-time The Platinum Card® from American Express cardmember. After you charge $2,000 in purchases to the charge card in the first three months of having Card membership, you can earn 25,000 Membership Rewards points. To be eligible, you must be enrolled in the Membership Rewards® Program at the time of those purchases.

What you get:

• Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
• Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
• Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
• 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
• Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
• Terms and restrictions apply

What they require:

• Must be 18 years of age or older
• Must be a U.S. resident

The Platinum Card® from American Express

Account Type: Checking Account

Special Type: Rate

In these days of low interest rates, savers are often searching for a better deal on all their accounts, including their checking accounts. You can earn 2.01 percent APY with the Community Bank of Pleasant Hill Rewards Checking Account if you meet a few qualifications.

What you get:

• 2.01 percent APY on balances from one penny to $24,999.99
• 0.50 percent APY on balances above $25,000
• ATM fee refunds
• No minimum balance requirement
• Free online banking and bill payments
• No monthly maintenance fees

What they require:

• Open with $100
• 10 debit purchases per month
• One automatic payment or direct deposit per month
• eStatements

The Community Bank of Pleasant Hill, headquartered in Pleasant Hill, Missouri, was established in 2006 and has been FDIC-insured since it opened.

Community Bank of Pleasant Hill Rewards Checking Account

Account Type: Credit Card

Special Type: Travel and Airline

Bonus points and access to the American Express OPEN savings program await new account-holders of the Starwood Preferred Guest® Business Credit Card from American Express. This business credit card pays a bonus of 10,000 Starpoints after your first purchase and then an additional 15,000 Starpoints after you spend $5,000 within the first six months. Starpoints can be redeemed for hotel rooms in participating Starwood properties and flights on more than 350 airlines through SPG Flights.

What you get:

• Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
• Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights – all with no blackout dates
• Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program
• Earn 1 Starpoint® for each dollar of eligible purchases
• $0 introductory annual fee for the first year, then $65
• Terms and limitations apply

What they require:

• Must be a business owner
• Must be 18 or older
• Must be U.S. resident

Starwood Preferred Guest® Business Credit Card from American Express