Orchard Bank Visa Card

February 16, 2012

By Doresa Banning | Money Rates Columnist

Account Type: Credit Card

Special Type: Other

If you have poor credit and are looking to rebuild it, consider the Orchard Bank Visa Credit Card. It comes with automatic monthly reporting to all three major credit bureaus, which affords you the chance to create a new, favorable payment history and ultimately improve your credit score.

This credit card also comes with features that allow you to easily manage your account. You'll have online access to your account at all times, and you can sign up for balance and payment due date e-mail alerts.

The Orchard Bank Visa Classic is accepted at millions of locations, both online and off.

What you get:

  • Automatic monthly reporting to all three major credit bureaus
  • Free online bill pay
  • Online, around-the-clock access to your account
  • Balance and payment e-mail reminders
  • Extensive protections from unauthorized use of your card

What they require:

  • $0-$59 processing fee to open account
  • Annual fee of $39 or $59 the first year, or $0 - $49 introductory the first year, then either $35 or $59 per year thereafter

Orchard Bank Visa Classic Credit Card

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