Best bank rates and yields on interest checking accounts updated daily by money-rates.com.

January 01, 2008

The highest bank rates on interest checking accounts are listed below. FDIC-insured up to $250,000 per depositor.

BANK YIELD MINIMUM BALANCE*
Reward Checking Accounts
[Checking accounts with requirements to earn top yield]
+6.00% Varies Varies
EverBank**** 3.60% $1,500 $50,000
Corus Bank 3.55% $100,000 $100,000
Century Bank Direct 3.35% $100 $1
Chesapeake Bank 3.25% $1 $25,000
Bank of Internet 3.20% $500 $5,000
Imperial Capital Bank ** 3.10% $250 $250
Imperial Capital Bank 3.05% $500 $1,000
ebank 3.00% $100 $10,000
Dime Savings Bank 3.00% $50,000 $1
Affinity Bank 3.00% $100 $7,500
ING Direct 2.80% $100,000 $100,000
Chesapeake Bank 2.75% $1 $25,000
Salem Five Direct 2.75% $100 $100,000
American Bank** 2.75% $100 $5,000
ING Direct 2.60% $50,000 $50,000
Security Savings Bank 2.50% $1,000 $2,500
Salem Five Direct 2.50% $1 $50,000
Salem Five Direct 2.25% $1 $1
American Chartered Bank 2.25% $1 $50,000
Umbrella Bank 2.00% $500 $500
Presidential Bank 2.00% $1,500 $1,500
Charles Schwab Bank****** 1.75% $1,000 $1
iGOBanking 1.75% $1 $1
Hyde Park Savings Bank 1.75% $10 $15,000
Ultima Bank 1.67% $0 $100,000
Univest National Bank*** 1.50% $1 $1
E*Trade Bank 1.50% $5,000 $5,000
Quantum National Bank 1.12% $10,000 $10,000
ING Direct 0.50% $1 $1
 

Highest Checking Account rates posted by Money-Rates.com daily. Banks listed in rate tables are FDIC-insured up to $250,000 per depositor. Information regarding FDIC-insurance here.

* Minimum balance required to earn quoted APY or avoid fees
** Age requirements apply to earn highest yield.
*** APY valid for balances up to $10,000 only
**** 4.65% 3-month Bonus Rate / 3.60% New Account First-year APY ($50K-$100K).
***** $1,000 minimum deposit requirement waived for Schwab brokerage customers
Verify rates, terms and restrictions with bank before opening an account
Posted 1/6/2009

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