Basic Guides: Certificates of deposit, money market accounts, savings accounts, checking accounts and investments
Curious how indexed or variable-rate certificates of deposit (CDs) work? Here are some essential facts on these unique accounts.
An IRA that contains certificates of deposit (CDs) can offer investors some much-needed protection from the stock market -- a particularly attractive feature for those nearing retirement age.
Make certain that your deposits are fully covered by learning the answers to these common questions on FDIC insurance.
CDs and money market accounts can both help protect your long- and short-term savings, providing security and even competitive yields -- if you're willing to shop around.
Interest rates are important when you're shopping for a CD, but there are some things to keep in mind before you select an account based on its rate.
With many types of certificates of deposit (CDs) now available, finding the highest CD rates requires some knowledge of the market.
Adding a money market account to your retirement portfolio can provide much-needed security as you age. Here's what you should know before choosing one.
A money market account placed in a IRA can offer excellent stability and tax benefits. Learn why money market IRAs are a particularly good choice if you're near retirement.
Money market accounts and traditional savings accounts share certain characteristics, but also have differences that make each product attractive in specific situations.
Many people confuse money market funds with money market accounts, but these are two fundamentally different types of financial instruments.
Money market accounts are similar to savings accounts, but often pay higher interest and may carry more restrictions. Learn when you should choose a money market account.
An emergency fund is a key building block for achieving financial security. Learn what it takes to start one.
Building savings starts with setting goals and then employing a variety of investment and money-saving techniques to meet those goals. Learn how it's done.
Looking for quick ways to save money? These tips can help you trim expenses and start building savings today.
A college education is a great thing to seek for your children, and including them in the saving process can teach them some key financial principles.
When you choose a new deposit account, the interest rate should be a primary concern. But there's more you should consider before you open a new account.
There are several things to look for when choosing a child's saving account. Learn what features you should seek and how to maximize the learning experience for your offspring.
Choosing a bank is no small matter, so don't go into the process without knowing these basics.
Haven't found what you're looking for at mainstream banks? Find out if a specialty bank can help.
Want to explore the possibilities of online banking? Read these essential tips for getting started.
Need information on saving for college? Learn about some of today's most popular educational savings options.
Learn when it makes sense to consider adding foreign investments or bank accounts to your portfolio.
When comparing deposit accounts, understanding the main types of products available is critical. Learn how these accounts differ from each other.
When paired with high-deductible health insurance, a health savings account can be a good way to plan for your health care expenses.
Education savings accounts are a tax-advantaged way to save for college expenses. Learn how they can help take some of the sting out of today's tuition costs.
Reconciling your checking or savings account doesn't have to be a nightmare. Follow these simple steps to find out if your account is in balance.
Here are some of the most common checking account fees, along with suggestions on how to avoid them.
If you want to know where every dollar in your finances comes from, it's important to understand how to calculate checking account interest.
While technology can help today, there is still no substitute for diligence when it comes to managing your checking account.
Looking for a new checking account? It may be helpful to know what options exist before you start shopping.
Investing is a massive and complex field of study, but wading into it gradually with a step-by-step approach can help you learn steadily and minimize your risks.
Mutual funds are a popular investment option today, but they can have widely varying characteristics and levels of risk. Learn what you should know before investing.
Savings bonds offer excellent security, but there are a few things you should know before you purchase your first bond.
A money fund may make a welcome addition to your portfolio, but it's important to note the key traits of these products before you invest.
Considering a new auto loan? Learn the basics on auto loan shopping, including what to look for in a lender.
Learn how commercial paper works and how it can fit into an individual investor's portfolio.
Curious whether a bond fund is for you? Research the basics before you make any purchases.
Dividend stocks pay their investors regularly from company profits. Learn five ways you can target reliable dividend stocks for your portfolio.
Starting a relationship with an online broker requires knowledge of how these entities work. Find out what you should keep in mind.
What if you could enjoy a great banking experience and help the environment? Green banking may offer you a way to do it.
Learn how high-yield savings accounts can turn personal returns into long-term capital gains without the fees or risks of the stock market.
You may save money by refinancing, and you may not. Here's how to determine whether you'll come out ahead.
Adjustable-rate mortgages can make sense in some situations, but it's critical that borrowers understand how they work.
Reverse mortgages provide access to cash from your home's equity, but it's important to fully understand how these products work before signing up.