Basic Guides for Certificates of Deposit, Money Market Accounts, Savings Accounts, Checking Accounts and other investments

An IRA account that contains CDs is a safer, more balanced IRA account than one without. Certificates of deposit provide solid returns year after year with minimal risk.

To avoid predicament in today's uncertain economic climate, investors need to understand the details of FDIC insurance coverage. MoneyRates provides a comprehensive guide and answers your most common questions about FDIC insurance.

In a way, the Internet has made it easier than ever to compare CD rates. After all, CD rates can be found online, updated daily. With that data at your fingertips, it is a relatively simple matter to choose the highest CD rates. However, while identifying the highest CD rates is important, there is a little more you should know when you choose a CD.

With many types of certificates of deposit (CDs) now available, finding the highest CD rates requires some knowledge of the market.

Indexed CDs blend the ease of a traditional savings account with the rewards of owning an index fund. Offered by a growing number of banks and brokerages, indexed CDs are standard certificates of deposit tied to stock indexes instead of securities. In exchange for assuming greater risk, savers can sometimes enjoy yields of two to five times those of traditional CDs.

For people worried as they watch their retirement savings go up and down with the stock market, a money market account within an IRA may be a good choice.

Money market accounts and traditional savings accounts share certain characteristics, but also have differences that make each product attractive in specific situations.

Many people confuse market funds with money market accounts. But these are two very different things. Money market funds are investments in the debt of governments and major corporations. Money market accounts are much more like savings accounts.

Money market accounts are similar to savings accounts, but often pay higher interest and may carry certain restrictions, such as a minimum balance or a limited number of transactions allowed per month. The goal for the account holder is to receive more interest with less risk. These accounts are historically favored by conservative investors who seek a guaranteed return on their money. They are the "boring" part of many a balanced investment portfolio.

Five ways that health savings accounts can help you shrink your spending and cut your stress.

High deductible health insurance, used with a health savings account, can be a good way for you to pay for current and future health care expenses

Education savings accounts are a tax-advantaged way to save for college expenses.

Deciding whether you want features like a high interest savings account or a savings account with a debit card depends on how you plan to use it

Reconciling your checking or savings account doesn't have to be a nightmare if you follow these tips.

Here is a list of some common checking account fees, and some suggestions on how to avoid those checking account fees.

Understanding how interest is calculated on a checking account can help you make better choices about where to keep your money.

Keeping good records and using technology tools available today can help you properly manage a checking account.

Choosing the right kind of checking account for your needs can be daunting because there are quite a few options. Here is a breakdown of the different types of checking accounts available.

What is Green Banking? What can you do? Green Banking deals and offers.

Depending on your investment needs, you can find a banking product with federal insurance and high interest rates for your short term and medium term savings

Retirement money market accounts are a solid, safe investment that pays off over the long haul without incurring much risk in the short-term.

High yield savings accounts can turn personal returns into long term capital gains without the fees or risk associated with the stock market.

Before depositing your money at a bank, make sure your savings account will qualify for FDIC insurance.

Save money by reviewing and comparing refinancing rates and costs before selecting a new mortgage.

You're shopping for the lowest mortgage rates available. If you're looking for a mortgage with adjustable rates, the lowest mortgage rates now can potentially cause problems later. Here's why.

Reverse mortgages provide access to cash from your home's value. Before taking out a reverse mortgage, it's important to fully understand how it works and potential risks.