Basic Guides for CDs

IRA Certificates of Deposit: Low Risk, Plus Reward

By Andrew Freiburghouse | Money Rates Columnist | January 28, 2009

An IRA account that contains CDs is a safer, more balanced IRA account than one without. Certificates of deposit provide solid returns year after year with minimal risk.

When Banks Fail: Maximizing FDIC Insurance Coverage

By Gina Pogol | Money Rates Columnist | January 25, 2009

To avoid predicament in today's uncertain economic climate, investors need to understand the details of FDIC insurance coverage. MoneyRates provides a comprehensive guide and answers your most common questions about FDIC insurance.

How to Compare CD Rates

By Richard Barrington | Money Rates Columnist | January 9, 2009

In a way, the Internet has made it easier than ever to compare CD rates. After all, CD rates can be found online, updated daily. With that data at your fingertips, it is a relatively simple matter to choose the highest CD rates. However, while identifying the highest CD rates is important, there is a little more you should know when you choose a CD.

Certificates of Deposit (CD) Primer

By Richard Barrington | Money Rates Columnist | January 8, 2009

With many types of certificates of deposit (CDs) now available, finding the highest CD rates requires some knowledge of the market.

Indexed CDs Primer

By Joe Taylor | Money Rates Columnist | December 18, 2008

Indexed CDs blend the ease of a traditional savings account with the rewards of owning an index fund. Offered by a growing number of banks and brokerages, indexed CDs are standard certificates of deposit tied to stock indexes instead of securities. In exchange for assuming greater risk, savers can sometimes enjoy yields of two to five times those of traditional CDs.

Indexed CD | Types of CDs | Variable Rate CD | Money-Rates.com

January 1, 2008

Indexed CD rates listed daily by money-rates.com.