Basic Guides for CDs

Indexed and Variable Rate CDs

By MoneyRates Team | Money Rates Columnist |

Curious how indexed or variable-rate certificates of deposit (CDs) work? Here are some essential facts on these unique accounts.


By Andrew Freiburghouse | Money Rates Columnist |

An IRA that contains certificates of deposit (CDs) can offer investors some much-needed protection from the stock market -- a particularly attractive feature for those nearing retirement age.

Maximizing FDIC Insurance Coverage

By Gina Pogol | Money Rates Columnist |

Make certain that your deposits are fully covered by learning the answers to these common questions on FDIC insurance.

Comparing CDs and Money Market Accounts

By Karen Lawson | Money Rates Columnist |

CDs and money market accounts can both help protect your long- and short-term savings, providing security and even competitive yields -- if you're willing to shop around.

How to Compare CD Rates

By Richard Barrington | Money Rates Columnist |

Interest rates are important when you're shopping for a CD, but there are some things to keep in mind before you select an account based on its rate.

Certificate of Deposit (CD) Primer

By Richard Barrington | Money Rates Columnist |

With many types of certificates of deposit (CDs) now available, finding the highest CD rates requires some knowledge of the market.