Bank CD Rates +5.50% APY

The yield on the 5-year Treasury Bond has fallen over 20 basis points over the last two weeks to a current yield of 4.89%. Banks in general have dropped their deposit rates in line with the move of the 5-year Treasury bond, but several online banks are still making available APYs (annual percentage yields)of 5.50% or better.

This list includes only FDIC-insured banks.

State Bank of India (FDIC#33682) (minimum deposit 50K)

6-month 5.46% apy
1-year 5.51% apy
2-year 5.46% apy
3-year 5.56% apy
5-year 5.56% apy

Ascencia Bank (FDIC#9314) (minimum deposit $500)

1-year 5.50% apy
2-year 5.50% apy

IndyMac Bank (FDIC# 29730) (minimum deposit 1K)

1-year 5.50% apy

Transportation Alliance Bank (FDIC# 34781) (minimum deposit 1K)

3-year 5.50% apy
4-year 5.50% apy
5-year 5.50% apy

MetLife Bank (FDIC# 35055) - minimum deposit 100K

5-year 5.50% apy

E-Loan Bank (FDIC# 32412) - minimum deposit 10K

4-year 5.50% apy
5-year 5.50% apy

Fireside Bank (FDIC# 25667) - minimum deposit 50K

3-year 5.54% apy
4-year 5.54% apy
5-year 5.56% apy

Greystone Bank (FDIC# 57068) - minimum deposit 50K

5-year 5.50% apy

Third Federal S&L (FDIC# 30012) - minimum deposit 1K

5-year 5.50% apy
6-year 5.50% apy

Lehman Brothers Bank (FDIC# 30890) - minimum deposit 1K

5-year 5.50% apy

KeyDirect (#17534) - minimum deposit 25K

5-year 5.50% apy
7-year 5.70% apy
10-year 5.80% apy

For a complete list of CD rates with links directly to each bank’s website click here

For investors wishing to find rates on CDs issued from Credit Unions visit the Bank Deals Blog.