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U.S. Savings Bonds - Series EE

July 15, 2007

By MoneyRates Team | Money Rates Columnist

Series EE Bonds have been used for decades as one of the simplest and safest ways to save money for the future. The rates paid on Series EE Bonds in general have been competitive with other Treasury-issued investments or national averages on bank deposits. Series EE savings bonds are guaranteed by the United States government, pay interest based on current market interest rates, and the bonds be cashed in any time after six months without penalty. In addition, series EE bonds are exempt from state and local tax, and if the bonds used to pay college expenses, from Federal taxes as well.

Current data on the Series EE bonds:

Current Rate: 3.40% through October 2007 (fixed rate)

Minimum purchase: $25 for a $50 EE Bond when purchasing paper bond certificates $25 for a $25 EE bond when purchased electronically via TreasuryDirect

Maximum Purchase(per calendar year): $30,000 in TreasuryDirect and $30,000 in paper bonds

Denominations: Paper bonds: $50, $75, $100, $200, $500, $1,000, $5,000, and $10,000

Electronic bonds via TreasuryDirect: purchase to the penny for $25 or more
Issue Method: Paper bond certificates or Electronic transfer to TreasuryDirect accounts

VALUES AND YIELDS FOR $100 SERIES EE BONDS

MAY 2007 THRU APR 2008

The table shows semiannual values for $100 Series EE bonds.* Values for other denominations are proportional to the values shown. For example, the value of a $50 bond is one-half the amount shown and the value of a $500 bond is five times the amount shown. The "Current Earnings" column shows the annual yield that a bond will earn during the period indicated. The "Earnings From Issue" is the bond's yield from its issue date to the date shown or date adjusted as described in the footnotes.

Following the Issue Dates listed is the starting value and ending value for each Series EE Bond from 5/1/2007 - 11/1/2007 with the current rate paid and earnings rate since issue.
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5/2007 - 10/2007 | 50.00 | 50.84 | 3.36% | 3.36% |
11/2006 - 4/2007 | 50.92 | 51.84 | 3.61% | 3.65% |
5/2006 - 10/2006 | 51.88 | 52.84 | 3.70% | 3.72% |
11/2005 - 4/2006 | 52.44 | 53.28 | 3.20% | 3.20% |
5/2005 - 10/2005 | 53.60 | 54.52 | 3.43% | 3.49% |
11/2004 - 4/2005 | 54.84 | 55.96 | 4.08% | 3.79% |
5/2004 - 10/2004 | 55.68 | 56.84 | 4.17% | 3.70% |
11/2003 - 4/2004 | 56.36 | 57.52 | 4.12% | 3.53% |
5/2003 - 10/2003 | 57.16 | 58.36 | 4.20% | 3.47% |
11/2002 - 4/2003 | 57.48 | 59.28 | 6.26% | 3.43% |
5/2002 - 10/2002 | 59.20 | 60.44 | 4.19% | 3.48% |
11/2001 - 4/2002 | 60.36 | 61.60 | 4.11% | 3.51% |
5/2001 - 10/2001 | 61.76 | 63.04 | 4.15% | 3.60% |
11/2000 - 4/2001 | 63.44 | 64.76 | 4.16% | 3.73% |
5/2000 - 10/2000 | 65.36 | 66.72 | 4.16% | 3.88% |
11/1999 - 4/2000 | 66.96 | 68.36 | 4.18% | 3.95% |
5/1999 - 10/1999 | 68.48 | 69.92 | 4.21% | 3.98% |
11/1998 - 4/1999 | 69.96 | 71.40 | 4.12% | 4.00% |
5/1998 - 10/1998 | 71.80 | 73.28 | 4.12% | 4.06% |
11/1997 - 4/1998 | 73.76 | 75.28 | 4.12% | 4.13%|
5/1997 - 10/1997 | 75.92 | 77.48 | 4.11% | 4.22%|
11/1996 - 4/1997 | 74.68 | 76.16 | 3.96% | 3.86%|
5/1996 - 10/1996 | 76.40 | 77.88 | 3.87% | 3.89%|
11/1995 - 4/1996 | 78.16 | 79.68 | 3.89% | 3.92%|
5/1995 - 10/1995 | 80.24 | 81.80 | 3.89% | 3.98%|
11/1994 - 4/1995 | 85.12 | 86.72 | 3.76% | 4.28%|
5/1994 - 10/1994 | 87.08 | 88.80 | 3.95% | 4.30%|
11/1993 - 4/1994 | 88.92 | 90.72 | 4.05% | 4.30%|
5/1993 - 10/1993 | 91.12 | 92.80 | 3.69% | 4.31%|
3/1993 - 4/1993 | 93.32 | 95.24 | 4.11% | 4.34%|
11/1992 - 2/1993 | 112.24 | 114.48 | 3.99% | 5.60%|
5/1992 - 10/1992 | 114.48 | 116.76 | 3.98% | 5.55%|
11/1991 - 4/1992 | 116.76 | 119.12 | 4.04% | 5.50%|
5/1991 - 10/1991 | 119.12 | 121.48 | 3.96% | 5.45%|
11/1990 - 4/1991 | 121.48 | 123.92 | 4.02% | 5.41%|
5/1990 - 10/1990 | 123.92 | 126.40 | 4.00% | 5.37%|
11/1989 - 4/1990 | 126.40 | 128.92 | 3.99% | 5.33%|
5/1989 - 10/1989 | 128.92 | 131.52 | 4.03% | 5.30%|
11/1988 - 4/1989 | 131.52 | 134.12 | 3.95% | 5.26%|
5/1988 - 10/1988 | 134.12 | 136.80 | 4.00% | 5.23%|
11/1987 - 4/1988 | 136.80 | 139.56 | 4.04% | 5.20%|
5/1987 - 10/1987 | 139.56 | 142.36 | 4.01% | 5.17%|
11/1986 - 4/1987 | 142.36 | 145.20 | 3.99% | 5.14%|
5/1986 - 10/1986 | 161.48 | 164.72 | 4.01% | 5.62%|
11/1985 - 4/1986 | 164.72 | 168.00 | 3.98% | 5.59%|
5/1985 - 10/1985 | 168.00 | 171.36 | 4.00% | 5.55%|
11/1984 - 4/1985 | 171.36 | 174.80 | 4.01% | 5.52%|
5/1984 - 10/1984 | 174.80 | 178.28 | 3.98% | 5.48%|
11/1983 - 4/1984 | 182.28 | 185.60 | 3.64% | 5.54%|
5/1983 - 10/1983 | 190.00 | 193.96 | 4.17% | 5.61%|
3/1983 - 4/1983 | 200.52 | 204.80 | 4.27% | 5.72%|
11/1982 - 2/1983 | 225.48 | 229.96 | 3.97% | 6.20%|
5/1982 - 10/1982 | 241.00 | 245.84 | 4.02% | 6.34%|
11/1981 - 4/1982 | 245.84 | 250.76 | 4.00% | 6.30%|
5/1981 - 10/1981 | 250.76 | 255.76 | 3.99% | 6.26%|
11/1980 - 4/1981 | 267.16 | 272.48 | 3.98% | 6.38%|
5/1980 - 10/1980 | 297.28 | 303.24 | 4.01% | 6.66%|
1/1980 - 4/1980 | 300.24 | 306.24 | 4.00% | 6.58%|
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* Monthly increases in value, applicable to some Series EE bonds, are not shown in the table.

** Each "Start Date" and "End Date" is for the first date of the range listed in the "Issue Dates" column. Add one month for each later issue month. For example, a Series EE bond issued in 1/2003 would be worth $57.48 on 7/1/2007 and $59.28 on 1/1/2008.

*** A Series EE bond issued May 1997 and later is assessed a three-month interest penalty if redeemed less than five years after its issue date. "Redeem Value" shows bond values after penalty. "Earnings to Date when held 5 years" shows the amount upon which future earnings will compound.

source: savingsbonds.gov

Your responses to ‘U.S. Savings Bonds - Series EE’

Showing 2 comments | Add your comment
K. Gorlaski

11 February 2012 at 10:25 am

Not happy with the change. Bought bonds for my grandchildren every birthday and Christmas. They now have paper bonds that they can hold and cash as they need them for college. You do not make clear how to buy bonds for gifts.

Anonymous

23 August 2007 at 7:51 pm

It would be nice if the columns in the table were titled -- it would make it easier to follow the comments.

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