First Clover Leaf Bank’s 6.01% Gold Leaf Checking account

First Clover Leaf Bank (FDIC#30330) in Edwardsville, Illinois is offering a checking account with an annual percentage yield of 6.01% if certain requirements are met. The bank web site indicates a branch visit is required, but a customer service rep said that an account be open by phone if detailed paperwork is forwarded to the bank. The 6.01% yield only applies to balances up to $25,000 after which a 0.50% APY is paid on the portion of the customer’s balances over $25,0000.

GOLD LEAF CHECKING FEATURES:

Free checking
Free FCLB ATM use
Free Visa® debit card
Free Online Banking and Bill Pay
No minimum balance
No monthly fee

Earn CD-like interest with our free Gold Leaf Checking Account. You can receive up to 6.01% APY** when you meet certain requirements. Plus, Gold Leaf Checking is packed with plenty of money-saving features.

All Gold Leaf Checking Accounts earn a Base Rate of 0.25% APY** on any amount. Qualify for the Bonus Rate and you can earn 6.01% APY** on balances up to $25,000 and 0.50% APY** on balances over $25,000. Plus, when you qualify for the Bonus Rate, you receive automatic refunds of ATM fees nationwide.

*To qualify for the Bonus Rate, you just have to meet these four simple requirements each statement cycle:

10 debit card transactions (excluding ATM transactions)
One direct deposit or ACH Auto Debit
Three online bill payments
Receive your monthly statement electronically