Stock-Market Linked CDs

Salem Five Bank Stock Index Retirement CD

The three-year Stock Index Retirement CD will earn interest based on 65% of the Standard & Poor’s 500 Index® gain and the five-year Stock Index Retirement CD will earn interest based on 70% of the Standard & Poor’s 500 Index® gain, with no rate cap for an unlimited upside. In addition, a 100% return of principal is guaranteed. Minimum investment $5,000. Maximum investment $1,000,000.

For more information call 978-720-5255 or visit salemfive.com.

Principal FDIC-insured up to $100,000 per depositor.

State Farm Bank Market Rate Certificate of Deposit

Market Rate Certificate of Deposit (CD)Features:

-Minimum opening deposit required is $500
-Available only in a 5-year term
-Principal and any interest earned at the end of the term is FDIC insured up to $100,000 per depositor.
-Potential for returns typically associated with a stock market investment.
-Does not renew automatically at maturity
-No early withdrawal

Market Rate Certificate of Deposit (CD) Interest:

-Rate of return is not fixed and is determined at CD maturity date
-Rate of return tied to the S&P 500® Index
-Earnings, if any, are paid at maturity
-No guaranteed interest rate.

Call State Farm Bank toll-free at 1-877-SF4-BANK (1-877-734-2265) or visit www.statefarmbank.com for more information.

Principal FDIC-insured up to $100,000 per depositor