Credit Card Rates and Specials

October 09, 2007

By MoneyRates Team | Money Rates Columnist

Credit Card Rate Averages and Special Deals

Banks are starting to offer better rates and deals on their credit cards in response to the lowering of the prime rate - the most significant benchmark to which credit card rates are indexed.

Regular Card - 11.90% national average (specials as low as 7.99% APR)

Cash-Back - 12.44% national average (specials)

Business - 13.99% national average (specials)

Reward - 13.19% national average (specials)

Airline Rewards - 15.05% national average (specials including 25,000 bonus miles)

Student - 16.41% national average (specials)

* All rates are quoted using APR (annual percentage yield)

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