HSBC Direct Online Savings Account

HSBC Direct is an international bank with operations in the United States, Canada, Taiwan, and South Korea. The HSBC Direct Online Savings Account has been one of the premiere savings accounts in the United States for over one year now and currently is offering a 4.50% APY on all balances. Customers can link their online savings account to the HSBC Direct online payment account which allows online bill payments for one-time or recurring payments. The online payment account pays a reasonable 2.50% APY, much higher than the national average on checking accounts. HSBC Direct has a good track record of maintaining their savings rates and this offer should not be considered a teaser or introductory APY.

Online Savings Account
4.50% APY* - One of the highest savings rate in the country.

No monthly fees.
No matter how much you use our ATMs or how many times you transfer your money, there are no fees

No minimum balance requirement.
It’s always up to you how much you keep in your account.

Online Payment Account

Send one-time payments or schedule recurring payments.
You control who you pay and when. Add as many companies or people as you like.
Pay electronically. It’s paperless, fast and efficient.

Make purchases or get cash at more than 395,000 ATMs nationwide with a debit card.
If you use a non-HSBC ATM in the U.S., they will reimburse the first 3 ATM surcharge/convenience fees each month.