Online Bank and Credit Union Rate Deals

Online banks and credit unions are offering deals with with good rates including specials between 3.60% APY and 10.00% APY for online investors. Listed below are some of these Credit Union and Bank rate deals available today. Each deal has it’s own restrictions and limitations including balance requirements and geographic requierements. Check with the issuing bank or credit union for further information:

10.00% APY from Shore Bank on their Grand Slam checking account for balances from $.01 to $1,000.

10.00% APY from Affinity Bank on their savings account for kids only (applies to balances up to $500 and only California residents are eligible).

7.00% APY from Patelco Credit Union on their 1-year certificate for new members in the San Francisco area. Federally insured by NCUA not FDIC.

7.00% APY from Premier America Credit Union on their 5-6-7 Certificate for balances between $1,000 and $5,000. A minimum of $20/per week or $80/per month direct deposit is required. Credit union membership requires purchasing $5 Credit Union share and $5 membership fee. Federally insured by NCUA not FDIC.

6.00% APY - 6.25% APY from various banks who are offering Reward Checking programs. Certain monthly requirements must be met to earn APY. See a list of partcipating banks here.

5.50% intro APY from Amboy Direct on their money market for new customers. Rate valid for 3 months. Offer only applies to New Jersey residents.

5.25% APY from Pentagon Federal Credit Union on their 7-year certificate. Membership includes members (and family members) of the United States Army, Air Force, Coast Guard, Navy, Marines, National Guard, Reserves, Cadets, ROTC as well as employees of the Department of Homeland Security (DHS), Department of Defense, Department of the Army, and the Department of the Air Force. Federally insured by NCUA not FDIC.

5.23% APY from Deseret Credit Union on their 5-year certificate with a minimum deposit of $75,000 and a 5.02% APY for deposits of $500 and over. Credit union membership only open to members of the Church of Jesus Christ Latter-Day Saints. Federally insured by NCUA not FDIC.

5.10% APY from Countrywide Bank on their 90-day CD for California residents. Apply online indicate California residency. ($5,000 minimum)

5.05% APY from KeyDirect on their 10-year CD. ($50,000 minimum)

4.90% APY from Countrywide Bank on their 90-day CD all United States residents. ($5,000 minimum)

4.80% APY from ING Direct on their ING Direct Electric Orange checking account with tiered yields of 4.90% (+$100,000), 4.65% ($50,000-$99,999), and 3.15% ($0-$49,999). This checking account from ING Direct is paperless with ING providing a platform to send money to any person or business via electric checks.

4.75% APY from Millenium Bank on their 6-month CD and 5-year CD. Requires branch visit in Chicago area. ($1,000 minimum)

4.51% APY from Everbank on their introductory offer checking account or money market account. ($1,500 minimum)

4.50% APY from Evergreen Private Bank on their 5-month CD. ($10,000 minimum)

4.50% APY from IndyMac Bank on their 90-day CD. ($5,000 minimum)

4.50% APY on Bank of America’s 9-month Risk Free CD. This CD includes the ability to withdraw funds without penalty prior to maturity date. ($5,000 minimum)

4.47% APY from Gloucester County Federal Savings Bank on savings accounts balances of $100,000 and over. 90-day rate guarantee.

4.44% APY from Blue Ridge Savings Bank on their 13-month CD. Branch visit in North Carolina required. ($1,000 minimum)

4.40% APY on savings account at E*Trade Bank which can be linked to your brokerage account. ($1 minimum, no fees)

4.39% APY from Blue Ridge Savings Bank on their 3-year CD. Branch visit in North Carolina required. ($1,000 minimum)

4.30% APY from Academy Bank on their 9-month CD. ($500 minimum)

4.30% APY from Kaiser Federal Bank on their 15-month CD. ($10,000 minimum)

4.30% APY from Equity Bank on their 5-month CD. ($1,000 minimum)

4.30% APY from FNBO Direct on their online savings account. (no minimum balance)

4.30% APY from American Bank on their 4-year Flex CD for residents of Iowa, Nebraska, and South Dakota. The Flex CD comes with an option to twice exchange the interest rate for a higher rate on a CD with the same original term should it come available at the bank.

4.25% APY from Superior Savings on their 7-month CD. ($500 minimum)

4.25% APY from Independence Bank on their 5-month CD ($1,000 minimum)

4.25% APY from LaSalle Bank on their online manager’s special 4-month CD ($10,000 minimum)

4.21% APY from Century Bank Direct on their 5-month CD. ($1,000 minimum)

4.20% APY from Principal Bank on their 7-month CD term. ($1,000 minimum)

4.20% APY from Armed Forces Bank on their 9-month CD. ($500 minimum)

4.15% APY from Armed Forces Bank on their 18-month CD. ($500 minimum)

4.00% APY from Country Bank on their 5-month CD. ($500 minimum)

3.60% APY from on their 4-month CD. ($5,000 minimum)
3.60% APY from