20 Highest Rates on Bank Money Market Accounts

The Fed has slashed their benchmark lending rate to 1.00%, but competition between online banks has kept the best rates on money market accounts closer to 4.00%. The twenty banks listed below are all offering a money market rate over 3.45%, although restrictions and rules do apply to earn the highest APY.

20 Highest Rates on Bank Money Market Accounts

Regions Bank 4.00% APY, $20K minimum

Evergreen Private Bank, 4.00% APY, $50K minimum

Bank of America Defenders of Wildlife 3.93% APY, $5K minimum

EverBank 3.82% APY, $1.5K minimum

First East Side Savings Bank 3.75% APY, $100K minimum

TriState Capital Direct 3.75% APY, $75K minimum

Heritage Bank 3.75% APY, $50K minimum

Corus Bank 3.75% APY, $10K minimum

Sovereign Bank 3.75% APY, $75K minimum

Union Federal Savings Bank 3.75% APY, $1 minimum

Imperial Capital Bank 3.75% APY, $100K minimum

Fulton Bank 3.65% APY, $100K minimum

Flagstar Bank 3.65% APY, $1 minimum

OnBank 3.60% APY, $1 minimum

Century Bank Direct 3.57% APY, $1K minimum

Hanmi Bank 3.56% APY, $10K minimum

Investar Bank 3.52% APY, $2.5K minimum

Heritage Bank 3.50% APY, $50K minimum

Fulton Bank 3.47% APY, $100K minimum

AIG Bank 3.46% APY, $50K minimum

See the complete list of highest rates on bank money market accounts