Online Checking Account with a 3.80% APY
November 14, 2008
iGObanking, a division of Flushing Savings Bank, is offering an online checking account with a 3.80% yield on all balances over $1. Not only is this one of the highest rates in the country on a checking account, but the account comes with no monthly requirements, no geographic limitations, and a $1 minimum opening deposit. The online checking account comes with a online money management tools which give customers the option of easily making the iGOchecking account their bill-paying account. The other typical hesitation by potential online banking customers is the ability to access cash and make deposits. iGObanking has 32,00 surcharge-free ATM locations throughout the nation as part of the Allpoint network. Deposit to the iGOchecking account can be made either by check, direct deposit, or online.
Find a list of the highest rates on checking accounts at Money-Rates.com.
More information about iGObanking from their website:
iGObanking.com® is an online division of Flushing Savings Bank, FSB, and a FDIC insured institution established in 1929. Accounts at iGObanking® are FDIC insured to the maximum allowable limits.
Anonymous
15 December 2008 at 2:49 pm
I'm anxious to see the checking from venturebankdirect.com. Currently earning 3.6% APY on savings account. Hopefully the online checking will launch soon.
Miles
17 November 2008 at 10:33 am
I would have to second the recommendation for Venture Bank Direct. The 3.8% is one of the better online savings rates I've found. Their website says they will be adding a checking account option soon, so it's one to keep an eye on.
http://www.venturebankdirect.com
Anonymous
17 November 2008 at 4:55 am
I suppose that if you have $100k to put somewhere, then 3.80% isn't bad. I clearly don't have $100k. But with my measly $10k, I enjoy 6%. I found my bank on Checkingfinder.com.
Jim
(Yes I do work for BancVue)
Anonymous
14 November 2008 at 10:55 am
I linked my checking account to my onilne savings account at Venture Bank Direct. It's earning 3.8% APY with no minimum balance and I can link up to 3 accounts.