I agree, I don’t see a reason why ABA is doing this to people.

Every time we are banking with these low-rate banks, we are somehow supporting them to continue their trend of keeping the customer benefits low. It’s time to think and give a hand to those banks which are providing with great savings rates to customers. Ally (formerly GMAC) has always been such a winner in the race and I fully support Ally.

Agreed. Go against greedy bankers - let the banks set their own rates

Let us look at those ” superior banks” that failed : Citibank, Wachovia, Countrywide,
Wamu, and so on. I do not recall Ally[formerly GMAC] failing.The money I loan to them
for a paltry rate is used to pay enormous salaries and bonuses for inept management.

I will not do business with a bank that is weak because they have made bad decisions.

I found http://www.money-rates.com very informative. The article is professionally written and I feel like the author knows the subject very well. http://www.money-rates.com keep it that way.

Greetings

I just wanted to make a statement on the contribution of this community here. It’s great.

I wanted to give a little something back myself

There is a site that has been awfully helpful to myself and some associates of mine. That site is OnlineComputerHelpers.com and they offer remote computer repair

I hope that my helping hand has been substantial and you also are able to use their services just as I have.

Greetings All

I just wanted to start by saying that the contribution here is simply amazing. I think everyone does a fine job here and just wanted to make that known.

With that being said, I wanted to take a moment to note a site that I found to be helpful during the decision making process while purchasing Angels Eyes. AngelsEyesReview.com has been a massive help in the process and hope you can benefit in the same way.

CFO Guide to Doing Business in China has gathered all the important aspects based on the author′s personal experiences as a CFO, a financial consultant, an entrepreneur and also a successful businessman in China for over a decade. It is not only a Guide for CFOs of foreign companies in China, but also a practical book for investors who want to do or are already doing business in China. Although the book focuses on financial, accounting, taxation, and auditing aspects, it also gives tips to newcomers on how to be more effective when doing business in China. The coverage includes the understanding of Chinese culture, managing and dealing with the Chinese people, strategies to expand your business in China. Practical contents based on real cases to help businesses get started and navigate the intricacies of China′s accounting system, taxation issues, currency controls, risk management, outsourcing, people management, employment issues, mergers and acquisitions.
China has changed enormously over the last 20 years. Its economy has been growing at 10% a year, and it’s on track to be the world’s largest economy soon. Today, 80% of the world’s electronic goods are made in China. As a result, more and more western companies want to do business in China. But how easy is it for a westerner to do business there? Here are some tips from the British Embassy in Beijing.
How to do business in china
Take your time. In the west, business is ruled by deadlines. Chinese business people seem to act slowly by western standards, so be prepared to wait for decisions.
The applicant picks up the application for company name preapproval from the local Administration of Industry and Commerce (AIC), or otherwise, downloads the form from AIC’s Web site. The applicant completes and signs the application form and files it along with his or her identity card. The applicant must be one of the company shareholders. Effective July 1, 2004, enterprise name registration must follow the amended State Administration of Industry and Commerce (SAIC) rules (that is, the new Enterprise Name Registration Administration Implementing Measures, or Qi ye ming cheng deng ji guan li shi shi ban fa). According to the new registration rules, if the applicant goes directly to the AIC, a proposed company name is approved or rejected on the spot. This is newly regulated by Article 24 of the aforementioned measures and is implemented in practice. However if the application is made through mail, fax, email, etc, the proposed company name will be approved or rejected within 15 days.

Build relationships. In the west, it’s usual to do business first, and then see if a relationship is possible. In China, it’s the opposite. You need to build a relationship before you can do business. This leads to the idea of ‘guanxi’. Guanxi means using personal contacts and relationships to do business, and westerners need to understand how real and strong this is in China.
How to do business in china
It can also be useful to find a reliable Chinese ally to work with you. He or she will be able to help with language or cultural problems and will also be able to understand Chinese body language. Remember too that a visit by a westerner is often seen as a great honour by Chinese companies.

You must remember to respect ‘face’. Face means having high status with your peers. Face can be lost, given or earned. Never criticize or insult someone in front of others, as losing face will make it impossible to make a deal. On the other hand, if you praise someone by saying good things about him or her, then he or she will gain face, but be careful not to do it too much.
How to do business in china
Accept the pecking order. Hierarchy is very important in China, and the group is more important than the individual. In business, Chinese people often don’t like taking responsibility individually and may also not like giving opinions in front of peers, in case they lose face.

All these tricks of the trade can help you to play the game and do business successfully in China. Be prepared, and be patient if you want to be a winner in China.