Where to Find 5.00% Bank Rates?

The list of best bank deposit rates at the beginning of 2008 was topped by Countrywide Bank and One United Bank both offering savings accounts with yields over 5.00%. After a quick and substantial march down in rates (following large rate cuts by the Federal Reserve) bank rates have started to increase again in the [...]

Maximizing Rates and Yields on Savings

A growing number of financial experts and pundits have been on the airwaves advising people to keep their cash savings liquid in money funds, money markets, bond funds, savings, and checking accounts due to the forecast for higher interest rates in the future. The line of thought is that within the next year inflation concerns [...]

UniBank 90-day CD 5.65% APY

UniBank is a new bank (chartered in November 2006) based out of the Pacific Northwest which has jumped into the national market with the following CD rates:
3 Months Fixed CD - 5.51% rate 5.65% APY
6 Months Fixed CD - 5.22% rate 5.35% APY
12 Months Fixed CD - 5.22% rate 5.35% APY
18 Months Fixed CD [...]

90-day Treasury Bill Yields vs. 90-day CD Rates

The 90-day Treasury Bill is yielding only 2.64% after large-scale buying of U.S. Treasuries. The rally in short-term Treasuries has been the largest since 1987 and represents an international flight-to-quality. Typically banks reset their own deposit rates based on action in the Treasury markets, but this has not occured yet after the recent freefall in [...]

National Bank of Kansas City 5.50% APY on all CD terms

National Bank of Kansas City (FDIC# 35014) has increased their certificate of deposit rates to 5.35% with an annual percentage yield (APY) of 5.50% on all terms from 90 days to 5 years. In addition, if you open an IRA account at this bank you can receive the 5.35% rate and 5.50% APY for all [...]

IndyMac Bank Increases Deposit Rates

IndyMac Bank (FDIC# 29730) has increased their rates this week on specific deposit products. The most attractive rates include:
5-month CD - 5.41% rate, 5.55% APY, $5,000 minimum9-month CD - 5.21% rate, 5.35% APY, $5,000 minimum1-year CD - 5.41% rate, 5.55% APY, $5,000 minimumInternet First Money Market - 5.60% rate, 5.75% APY, $5,000 minimum

Terms for CD [...]

Bank CD Yields of 5.50% and over

Banks are expected to continue to reset CD rates lower this week after U.S. Treasury yields fell last week and indications that the Federal Reserve will lower rates are very strong. Annual percantage yields (APY) of 5.50% and higher are still available from the following FDIC-insured banks:
Countrywide Bank, 1-year CD, 5.50% APY, $10,000 minimum
Salem Five [...]

World Savings Bank - Attractive Deposit Rates and $200K of FDIC-insurance

World Savings (FDIC# 27076) based in Oakland, California has been a rapidly growing bank for over 35 years going from $5 billion in assets in 1980 to over $130 billion in assets through bank acquisitions in California, Texas, and Colorado as well as growing their deposit base through attractive deposit rates. World Savings has consistently [...]

Transportation Alliance Bank’s deposit rates

Transportation Alliance Bank (FDIC# 34781) headquartered out of Ogden, Utah has been quietly offering some of the best deposit rates in tehe country over the past year. The bank is a subsidairy of Flying J, Inc,the nation’s leading provider of diesel fuel, and has a stable deposit base of 347 million. Online investors can open [...]

Bank CD Rates +5.50% APY

The yield on the 5-year Treasury Bond has fallen over 20 basis points over the last two weeks to a current yield of 4.89%. Banks in general have dropped their deposit rates in line with the move of the 5-year Treasury bond, but several online banks are still making available APYs (annual percentage yields)of 5.50% [...]