MoneyRates Blog
Best Online Bank Rates and Deals
By MoneyRates team | Money-Rates Columnist
Banks are in the giving mood this Christmas season. Listed below are some of the best rates and offers available on bank checking accounts, savings accounts, reward checking accounts, money market accounts, and certificates of deposit (CDs) from banks (and a few select credit unions).
E-Loan is offering a $25 bonus to new customer who open [...]
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Highest Rates on Bank Savings Accounts Unchanged After Fed Rate Cut
By MoneyRates team | Money-Rates Columnist
The Federal Reserve lowered short-term interest rates a half-point this week in a move that typically precipitates a corresponding lowering by banks of their own savings rates. But, as of today the list of the nation’s best savings rates is largely unchanged with a few banks even raising rates late in the week. Banks offering [...]
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Top 20 Rates on Bank Savings Accounts
By MoneyRates team | Money-Rates Columnist
Today’s Twenty Highest Yielding Bank Savings Accounts (available online)
Goldwater Bank 4.00% APY
AmTrust Direct 4.00% APY
1st Constitution Direct 4.00% APY (intro-rate guaranteed for 90 days)
SmartyPig 3.90% APY
GCF Bank 3.80% APY
Provident Direct 3.75% APY
ollar Savings Direct 3.75% APY
BankUnited 3.75% APY
Washington Mutual Bank 3.75% APY
Heartland Bank Direct 3.55% APY
Doral Bank Direct 3.55% APY
Capital One Bank 3.50% APY
HSBC Bank [...]
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Banks and Credit Unions Paying Higher Interest Rates
By MoneyRates team | Money-Rates Columnist
CD Rates, Money Market Rates, Savings Rates, and Checking Rates have all increased this week with 4%, 5%, and even 6% rates available from FDIC-insured banks. Unique rate deals this week include:
10.00% APY from Shore Bank on their Grand Slam checking account for balances from $.01 to $1,000. Must live in eligible county in Maryland [...]
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iGOBanking, Capital One Bank, KeyDirect Increase Deposit Rates - Best CD Rates Over 4.25%
By MoneyRates team | Money-Rates Columnist
A number of banks including Acacia Federal Savings Bank, Greystone Bank, National City Bank, iGObanking, KeyDirect, and Capital One Bank have increased their longer-term CD rates. Either the banks are responding to the higher yield on longer term Treasuries or are trying to become more competitive in bringing in more deposits, but either way savings [...]
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Online Bank Deals
By MoneyRates team | Money-Rates Columnist
November has been a month of widespread lowering of rates by banks and lenders on their loan and deposit products. A quick summary of where some of the best online bank deals can be found:
Savings Accounts - UFB Direct 5.31%, complete list
Rewards Checking Accounts - 6.01% on balances up to $25,000 from numerous banks on [...]
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Weekly List of Highest Rates and Yields on Online Bank Deals
By MoneyRates team | Money-Rates Columnist
The Savings Investor will post weekly a list of some of the highest yields available on FDIC-insured deposits. Restrictions and limitations (including geographical location) may apply so read through each bank’s web site carefully before opening an account.
Rate specials this week include:
10.00% APY from Affinity Bank on their savings account for kids only (applies to [...]
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Online Bank Deals with Yields of 5.50% and Higher
By MoneyRates team | Money-Rates Columnist
Countrywide Bank is fighting back after a difficult week which the bank maximized its credit line to $11.5 billion, their stock price (CPC) continued to fall, Moody’s warned that the company’s debt may be downgraded to junk, and news reports of customer storming branch offices to withdraw funds. Countrywide has responded by pointed out the [...]
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Bank CD Yields of 5.50% and over
By MoneyRates team | Money-Rates Columnist
Banks are expected to continue to reset CD rates lower this week after U.S. Treasury yields fell last week and indications that the Federal Reserve will lower rates are very strong. Annual percantage yields (APY) of 5.50% and higher are still available from the following FDIC-insured banks:
Countrywide Bank, 1-year CD, 5.50% APY, $10,000 minimum
Salem Five [...]
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