4th of July Bank CD and Money Market Rate Specials from EverBank, US Bank and IndyMac Bank

Three major American banks are in the giving mood on the nation’s 232nd birthday with rate specials on CDs and money markets:
US Bank
5.00% APY on their 59-month CD, $100 minimum deposit
4.00% APY on their 25-month term CD, $100 minimum deposit
EverBank
4.65% APY on their money market account, intro-APY guaranteed for 90 days, $1,500 minimum
IndyMac Bank
4.00% APY [...]

The New York Bank with the Best CD Rates

M&T Bank, N.A. is a federally chartered bank headquartered in Oakfield, New York. The bank operates as an online bank although accounts can be opened over the telephone and by mail. The bank is mid-sized with $266 million in total deposits reported at the end of the first quarter of 2008, but has received a [...]

iGOBanking, Capital One Bank, KeyDirect Increase Deposit Rates - Best CD Rates Over 4.25%

A number of banks including Acacia Federal Savings Bank, Greystone Bank, National City Bank, iGObanking, KeyDirect, and Capital One Bank have increased their longer-term CD rates. Either the banks are responding to the higher yield on longer term Treasuries or are trying to become more competitive in bringing in more deposits, but either way savings [...]

Great Online Bank Rate Deals on Money Markets, Checking Accounts, Savings Accounts, and CDs

Interest rates have been dropping at banks across the country as the Fed looks likely to lower rates at their next meeting on January 30th if not sooner. Competition among the top online banks has kept the highest-posted rates over 5.00% which is significantly higher than U.S. Treasuries yields, Short-Term U.S. Government Bond Fund Yields, [...]

KeyDirect Offering +5.25% on Long Term CD Rates

KeyDirect offers great interest rates directly to consumers and businesses in 37 states and the District of Columbia but not AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, or WA. Key is currently offering the following rates on their longer term certificates of deposit’5 year CD - 5.26% APY7 year CD [...]

Online Bank Deposit Deal Summary

The highest yields on FDIC-insured bank deposits are listed below:
Checking Accounts
6.01% APY Everbank.com
5.11% APY Corus Bank
5.10% APY Salem Five Direct
Savings Accounts
5.58% APY Countrywide Bank
5.36% APY AmTrustDirect
5.35% APY Umbrella Bank
Money Market Accounts
6.01% APY Everbank.com
5.56% APY Zions Bank
5.40% APY Evergreen Private Bank
Certificates of Deposit
90-day CD - 5.65% APY IndyMac Bank
90-day CD - 5.50% APY Countrywide Bank
8-month CD [...]

KeyDirect’s 6.05% APY 10-year CD

KeyDirect has increased rates this week on their longer term deposits:
5-year - 5.14% Rate / 5.26% APY7-year - 5.51% Rate / 5.65% APY10-year - 5.89% Rate / 6.05% APYAccount can be opened online at keydirect.com. The above rates and yields are for deposits of $50,000 and more, tiered rates for deposits less than $50,000 [...]

10.00% APY from Bridgeview Bank on 90-day CD

Bridgeview Bank (FDIC#2122) in Illinois is offering a 10.00% APY on a 90-day CD for customers who open a new checking account with direct deposit and/or auto-debit. The 10.00% APY only applies for balances between $2,500 and $25,000.

Apply online here.

Heritage Bank Offering Personal and Commercial CDs at 5.35% APY

Heritage Bank (FDIC# 58416) located in Phoenix, Arizona is under one year old with 5-branches and a little more than $150 million in assets. The banks is offering top-tier CD rates on both personal and commercial accounts with a full-service online banking platform.

CD RATES - September 4, 2007:
Minimum deposit $10,000
30 - 89 Day CD: 5.25% [...]

UniBank 90-day CD 5.65% APY

UniBank is a new bank (chartered in November 2006) based out of the Pacific Northwest which has jumped into the national market with the following CD rates:
3 Months Fixed CD - 5.51% rate 5.65% APY
6 Months Fixed CD - 5.22% rate 5.35% APY
12 Months Fixed CD - 5.22% rate 5.35% APY
18 Months Fixed CD [...]

World Savings Bank - Attractive Deposit Rates and $200K of FDIC-insurance

World Savings (FDIC# 27076) based in Oakland, California has been a rapidly growing bank for over 35 years going from $5 billion in assets in 1980 to over $130 billion in assets through bank acquisitions in California, Texas, and Colorado as well as growing their deposit base through attractive deposit rates. World Savings has consistently [...]

Banks with 90-day CD yields of 5.25% or greater

Investors looking for a parking place for cash will be interested by the annual percentage yields (APY) currently available on 90-day bank CDs. The 90-day term is strategic as CD rates flatten out between 90-days and 10 years offering little incentive to lock-in longer term rates and almost all banks offer this term as opposed [...]