MoneyRates Blog
Emergency savings accounts need a boost, study finds
By Barbara Marquand | Money-Rates Columnist
About a quarter of Americans think the economy and their personal financial situations will be worse this year than last year, according to The 2010 MetLife Study of the American Dream released July 26.
That sounds pretty grim, considering how bad the last couple of years have been.
But the results actually show significant improvement over last [...]
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Retirement Savings: More Americans Worry They Won’t Have Enough
By Barbara Marquand | Money-Rates Columnist
As the recession’s effects linger, worries about retirement savings grow.
About a third of Americans are concerned they won’t have enough income and assets to finance their retirement, up from 25 percent in February 2009, according to a new survey by the Pew Research Center’s Social and Demographic Trends Project.
Many of those already at retirement age [...]
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When Will Inflation Expectations Lift CD Rates?
By Clark Schultz | Money-Rates Columnist
Recent economic releases have increased the optimism of some market analysts about the U.S. economy, although you may have to listen or read very carefully to find the good news. The glimmers of hope are hidden in phrases like, “the pace of declining home sales has slowed” or “growth was forecast to be worse than reported.” Not exactly enough [...]
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Do You Deserve More For Your CD?
By Peter Miller | Money-Rates Columnist
Almost $130 billion has been paid out to financial managers in the past few years, money that savers and investors didn’t get.
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More Special Offers from National City Bank
By MoneyRates team | Money-Rates Columnist
National City Bank has been a longtime leader in online bank deals and even after the purchase of National City Bank by Pittsburgh-based PNC Bank the deals continue. A $150 VISA Gift Card is available to new customers who open a checking account.
(1) Apply online, visit your local National City branch or call 1-800-622-4036 to [...]
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Maximizing Rates and Yields on Savings
By MoneyRates team | Money-Rates Columnist
A growing number of financial experts and pundits have been on the airwaves advising people to keep their cash savings liquid in money funds, money markets, bond funds, savings, and checking accounts due to the forecast for higher interest rates in the future. The line of thought is that within the next year inflation concerns [...]
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UniBank 90-day CD 5.65% APY
By MoneyRates team | Money-Rates Columnist
UniBank is a new bank (chartered in November 2006) based out of the Pacific Northwest which has jumped into the national market with the following CD rates:
3 Months Fixed CD - 5.51% rate 5.65% APY
6 Months Fixed CD - 5.22% rate 5.35% APY
12 Months Fixed CD - 5.22% rate 5.35% APY
18 Months Fixed CD [...]
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New Dominion Bank Variable Rate CDs
By MoneyRates team | Money-Rates Columnist
New Dominion Bank (FDIC# 57888) in Charlotte, North Carolina is offering variable rate CDs to individual investors via their website. The rate on each CD is tied to the current prime rate as printed in the Wall Street Journal.Current terms and APYs (annual percentage yields) for the variable rate CDs are:
1-year 5.50% APY, $5,000 [...]
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