Personal Finance Blog By MoneyRates - Certificates Of Deposit

Would you change banks for a Mercedes?

May 10, 2012

A Florida bank is offering a Mercedes to attract new customers, but the fine print will drive most people away.

The best options for CDs when interest rates are low

July 7, 2011

Laddering, variable rate CDs is among the best options during periods of weak returns. Can this strategy work for you?

4 traditional CD alternatives to keep your money growing

June 15, 2011

There are other offerings for investors who aren't inspired the current crop of low-interest rate CDs.

Rising-rate CDs: Should you trade money for flexibility?

May 18, 2011

With interest rates poised to climb, alternative CDs may appeal to some investors. Where should you put your money?

Ask the expert: Is there more to choosing a bank than meets the eye?

February 3, 2011

Looking for a new bank? Find out what you should consider when choosing a bank besides the interest rates.

Ask the expert: When are taxes on CD interest due?

January 4, 2011

Find out what effect a long-term CD will have on your taxes as it accrues interest each year.

Don't look now, but stock market hype is making a comeback

November 1, 2010

A successful run by the stock market has ushered in a return of hype, but look past the salesmanship before you invest.

Is 70 the new 65?

October 19, 2010

When it comes to retirement, 70 is quickly becoming the new 65, according to the latest "Unretirement Index" by Sun Financial Inc., a global financial services company. As the economy stumbles along towards recovery, the latest index survey found that 80 percent of Americans think they'll need at least three years to rebuild their retirement [...]

Ask the expert: Is gold safer than CDs and money market accounts?

October 19, 2010

Find out why gold probably isn't a better safe harbor than deposit accounts if you are concerned about the economy.

How long will unemployment keep money market rates down?

September 28, 2010

Today's stubbornly high unemployment rate could go even higher in the next nine months, even without a double-dip recession, Federal Reserve Bank of San Francisco economists say. In a Sept. 27 "Economic Letter," economists David Lang and Kevin Lansing point to forecasts by the Chicago and Philadelphia Federal Reserve Banks that predict real U.S. [...]