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Should Parents Worry About Prepaid College Savings Plans?

March 12, 2009
By Clark Schultz | Money-Rates Columnist

There is a group of parents in America right now who made an outstanding investment decision for their children’s college savings. Due to good planning (or good fortune) they purchased prepaid college savings plans. These plans allow parents to pay for future college tuition at today’s prices. The plans administered by either states or the universities allow parents to protect [...]

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Saving for College (529 plans and more)

July 8, 2007
By MoneyRates team | Money-Rates Columnist

529 Plans - A 529 plan, named after Section 529 of the Internal Revenue Code, is a savings plan designed to encourage saving for future college costs with tax advantages which vary from state to state. 529 plans, legally known as “qualified tuition plans,” are sponsored by either states, state agencies, or educational institutions. Currently [...]

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June 15, 2007
By MoneyRates team | Money-Rates Columnist

Independent 529 plans offer parents the chance to pay for college in the future at today’s price which can lead to large discounts on future costs. The program co-sponsored between Independent 529 plan and TIAA-CREF allows allows you to prepay tuition today that your child can use later at any participating college. This program protects [...]

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About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. Richard has written extensively on investment topics, including investments, money market accounts, Certificates of Deposit's and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as the New York Times, the Wall Street Journal, and Pensions & Investments magazine.

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