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The Federal Reserve and Online Bank Rates

March 19, 2008
By MoneyRates team | Money-Rates Columnist

The Federal Reserve delivered a 75-point rate cut yesterday reducing the federal funds rate to 2.25%. Banks have lowered their own prime rates down to 5.25% marking the lowest level of the prime rate since 2004. Similar to how January and February saw the slow demise of 5.00% online bank deposit rates, the remainder of [...]

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About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. Richard has written extensively on investment topics, including investments, money market accounts, Certificates of Deposit's and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as the New York Times, the Wall Street Journal, and Pensions & Investments magazine.

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