Personal Finance Blog By MoneyRates - Credit Cards

Prepaid debit cards about to get more expensive

June 24, 2011

Cards favored by those without checking accounts will get more expensive.

Credit Card Reform Passes Congress with a Surprise Amendment

May 21, 2009

Credit card reform appears close to a reality now that both the House and Senate have passed a final version of the bill. The credit card industry can expect new regulations as soon as next week, when President Obama is expected to sign the bill into law. The credit card reform bill did not make [...]

Paying Your Tax Bill with a Credit Card

February 9, 2009

This tax year may see more taxpayers than ever facing a tax bill they cannot pay. For many facing the April 15 deadline working with the IRS may seem the only option they have. However, entering a negotiation with the IRS on a payment schedule can be time consuming and costly. The IRS charges interest [...]

Free Credit Scores from Credit Karma

September 17, 2008

Monitoring your own credit score used to be an involved process in which a consumer had to separately order their report from each major reporting agency. Although many companies provide a consolidated report online, nearly all of these services required a paid subscription for credit monitoring after an initial free report. A relatively new site, [...]

New Reward Checking Account from Citibank

June 1, 2008

CitiBank has unveiled a reward checking account with an abundance of ways to earn points towards rewards.To qualify for 16,000 ThankYou Points (redeemable for $150 in gift cards) customers need to open The Citibank Account, enroll in the ThankYou Network and meet the monthly checking account requirements. In addition to the immediate 16,000 ThankYou Points, [...]

College Savings through the Upromise Program

January 23, 2008

The Upromise program allows registered users at upromise.com to earn cash back for college savings by shopping online at participating vendors. The list of participating companies numbers in the thousands and includes travel companies, real estate companies, restauraunts, grcoerys stores, and retail stores. Cash earned can be deposited directly into a registered 529 plan. The [...]

Credit Card Rates and Specials

October 9, 2007

Credit Card Rate Averages and Special DealsBanks are starting to offer better rates and deals on their credit cards in response to the lowering of the prime rate - the most significant benchmark to which credit card rates are indexed.Regular Card - 11.90% national average (specials as low as 7.99% APR)Cash-Back - 12.44% national average [...]

Credit Card Special Offers - August 2007

August 14, 2007

Credit card companies continue to offer attractive rates and specials this summer as banks try to take advantage of the high balances American consumers carry on their favorite cards. Three of the best deals are listed below:Capital One® No Hassle Classic Cash(SM) Rewards Issued by Capital One The Capital One® No Hassle Classic Cash(SM) [...]

Credit Card Specials by Category

July 24, 2007

Updated credit card specials by category:(1) Frequent Flyer CardsCapital One Bank's No Hassle Premium Rewards Card allows cardholders to earn 1.25 airline frequent flyer miles for every dollar spent on purchases. Unlike other mileage cards, this card does not limit which airline's frequent flyer program the miles can be credited towards. The APR on this [...]

Credit Card Offerings

June 27, 2007

Credit card rates have increased across national averages, but excellent no-fee balance transfer options are still available. Visit the money-rates.com credit card report for more information and searchable card options. A solid offer from HSBC Bank is their Union Plus Mastercard which offers 1.99% APR on all purchases for 6 months, 6.99% APR on balance [...]