Personal Finance Blog By MoneyRates - Miscellaneous

Will the Fed fiddle while inflation burns?

February 7, 2011

A recent surge in Treasury yields, fueled by inflation concerns, makes the Fed's quantitative easing policy seem out of step.

Federal government lowering upfront fees for reverse mortgages

February 4, 2011

Although reverse mortgages have always sounded like a great idea – getting the bank to pay you when you're 62 or older for the equity you've built up in your home – the high fees have often discouraged people from taking advantage of them. That may be changing with the advent last year of the Federal [...]

Attitude is everything: Savings and money market rates held back by tepid business optimism

February 2, 2011

New business optimism could help push bank rates higher, but after some improvement, this indicator seems to be stuck in a rut. What's holding deposit rates back?

Shock waves from Egypt reach the US

January 31, 2011

Unrest in Egypt has already had an impact on U.S. financial markets, and the potential effects may be especially hard on bank depositors.

Why you should care about Bank of America's struggles

January 26, 2011

Find out what affect continuing problems at Bank of America could have on other banks and depositors in general.

5 ways to maximize returns on certificates of deposit

January 25, 2011

CD rates maintained their downward spiral for the week ending Jan. 25, 2011 continuing a slow decline that began when the great recession started about two years ago. The average 12-month rate dropped to 0.679 percent, down from 0.698 percent from the week prior. The low level of even the best CD rates has many investors [...]

Stocks rock; what's in it for you?

January 19, 2011

Good earnings have propelled the stock market on an extended rally, but they ultimately could benefit deposit rates as well.

Will bank profits lead to higher money market rates?

January 17, 2011

Bank profits were up sharply in 2010, and that could be a good sign for CD, savings, and money market rates.

Peak in consumer bankruptcies means a valley for bank interest rates

January 5, 2011

Recent data showed that consumer bankruptcies continued to rise in 2010, which helps explain why bank interest rates remain so low despite a recovering economy.

What to make of a dip in consumer confidence

December 29, 2010

Find out what the recent dip in consumer confidence may mean for your savings, CD, and money market rates.
« Newer entries