Personal Finance Blog By MoneyRates - Mortgage

Is recent mortgage activity a win for the Fed?

January 24, 2012

Mortgage applications surged recently, but this demand may be overly dependent on record low mortgage rates.

The downside of low mortgage rates

January 4, 2012

Current mortgage rates recently reached a record low, but that may not necessarily be good for the housing market.

How 'Occupy Our Homes' threatens your mortgage

December 14, 2011

The actions of Occupy Our Homes have an emotional appeal, but a look at the unintended consequences may make you think twice.

Why low mortgage rates are supressing borrowing

November 1, 2011

Higher interest rates could help the economy by providing more incentive to lenders and restoring income to savers.

The wow factor in current mortgage rates

July 25, 2011

Low 15-year mortgage rates could make a shorter mortgage affordable on a monthly basis, and huge interest savings over the life of the loan.

Wells Fargo to stop originating reverse mortgage loans

June 29, 2011

HUD-designed program being crippled by declining home values.

Should you be trying to pay off your mortgage?

June 13, 2011

While it might be nice not to have a house payment, your money might be better off if you left it in tax-deferred savings accounts.

Current mortgage rates under pressure from multiple sources

March 15, 2011

Current mortgage rates are at unusually low levels that can't be expected to continue the way market developments are trending.

Current mortgage rates won't survive the demise of Fannie and Freddie

March 10, 2011

Mortgage rates have been kept low by government backing of Fannie Mae and Freddie Mac, but this has been too expensive to continue.

New "Saver" reverse mortgage offers lower borrowing costs

February 11, 2011

Although reverse mortgages--getting the bank to pay you when you're 62 or older for the equity you've built up in your home--have always sounded like a great idea, the high fees have often discouraged people from taking advantage of them. They figure it's cheaper to live off of their money market accounts or savings accounts. The [...]
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