Personal Finance Blog By MoneyRates - Mortgage

Low housing prices and mortgage rates have created a rare chance for buyers, but there are signs that may be changing.

Even with only modest improvement in housing prices, conditions are right for more mortgages to start emerging from their underwater states.

As each new crisis in Europe brings only a temporary solution, a true game-changer may be harder to find than people wish.

While housing statistics have shown signs of improvement over the past year, there are still some troubling signs of weakness.

Mortgage applications surged recently, but this demand may be overly dependent on record low mortgage rates.

Current mortgage rates recently reached a record low, but that may not necessarily be good for the housing market.

The actions of Occupy Our Homes have an emotional appeal, but a look at the unintended consequences may make you think twice.

Higher interest rates could help the economy by providing more incentive to lenders and restoring income to savers.

Low 15-year mortgage rates could make a shorter mortgage affordable on a monthly basis, and huge interest savings over the life of the loan.

HUD-designed program being crippled by declining home values.