MoneyRates Blog
Preventing a Last-Second Tax Disaster
By Clark Schultz | Money-Rates Columnist
Today is a day of panic for millions of Americans. Today is April 15th or “Tax Day”. For households who are just now realizing that their checking account or savings account lacks the funds in it to pay their tax bill, viable options remain. What you can’t do is procrastinate and not file your return. If you don’t have the money to [...]
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Zopa Borrowers with 0.00% Loan Rates?
By MoneyRates team | Money-Rates Columnist
Zopa US is offering the closest thing to a win-win proposition for borrowers and lenders who use their social lending site. Borrowers are able to lower their interest rates on personal loans by using a personal profile and social networking tools like e-mail, blogs, Facebook, and MySpace to get help on her loan from lenders. [...]
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Social Lending Matches Lenders and Borrowers Online
By MoneyRates team | Money-Rates Columnist
Social lending sites have taken off in 2008 with Prosper, Zopa, and Lending Club already in operation and several new startups expected to be online by the end of the summer. Prosper is the highest profile peer-to-peer lending site in operation today and provides an online bidding system for borrowers to reduce their lending rates [...]
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Social Investing Sites
By MoneyRates team | Money-Rates Columnist
Social investing sites give investors a new way to invest their money, as socially-conscious lenders, either through small loans to third-world borrowers (Microfinance) or through peer-to-peer lending (Social Lending). Both types of social investing are aimed at helping entrepeneurs thrive. The sites below have been reviewed by money-rates.com:
Prosper.comProsper has 490,000 members and offers loans from [...]
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Social Lending Back in the News
By MoneyRates team | Money-Rates Columnist
Social lending has been around for a couple of years now, but is back in the news with the launch of Zopa US this week. Typically, social lending or peer-to-peer lending has allowed borrowers to receive loans directly from other people and not banks or financial institutions. A reduction in loan fees and rates paid [...]
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