MoneyRates Blog
Are savings rates building the foundation of the next recovery?
By Richard Barrington | Money-Rates Columnist
Find out how today’s spending habits might slow the economic recovery, but make it stronger in the long run.
- Share this article with:
Delicious
Digg
Tip'd
StumbleUpon
News on auto loans points to more responsible consumer behavior
By Richard Barrington | Money-Rates Columnist
See why a drop in auto loan delinquencies might be good news for your deposit account rates.
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Savings accounts may be a victim of a flawed Fed policy
By Richard Barrington | Money-Rates Columnist
Find out why the Fed’s costly policy of low interest rates may not be working.
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Mortgage rates now look like the deal of a lifetime
By Richard Barrington | Money-Rates Columnist
Mortgage rates last week dipped to a new all-time low. In the midst of all the discouraging news about the economy, it’s important not to lose sight of what an extraordinary opportunity these mortgage rates are for home buyers and homeowners.
According to Freddie Mac’s weekly mortgage rate survey, 30-year mortgage rates checked in last week [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Flicker of optimism generates little momentum for money market rates
By Richard Barrington | Money-Rates Columnist
Does yesterday’s rise in bond yields indicate that a rise in bank rates is coming?
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Has the Fed Painted Itself Into a Corner?
By Richard Barrington | Money-Rates Columnist
Find out what action you can take for better bank rates even while the Fed is forced to keep interest rates low.
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Latest Fed Action One More Slap in the Face for CDs, Savings Accounts, and Money Market Rates
By Richard Barrington | Money-Rates Columnist
Learn how Fed policies are holding back CDs, savings accounts, and money market rates
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Savings account rates weighed down by persistent unemployment
By Richard Barrington | Money-Rates Columnist
How does the latest news on employment affect your deposits?
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Current Mortgage Rates Spark Upturn in Housing Activity
By Richard Barrington | Money-Rates Columnist
Find out what the recent uptick in home purchase loan activity might mean for the broader economy.
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Savings Accounts Strengthen as the Economy Weakens
By Richard Barrington | Money-Rates Columnist
Friday was one of those classic good news/bad news days for the economy–and for CDs, savings, and money market accounts.
To begin with the bad news, the advance estimate of second quarter real GDP came in slightly below expectations, at 2.4%. This confirms the growing impression that the economic recovery is losing steam. Reflexively, some pundits [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Declining Profit Margins a New Threat to Bank Rates
By Richard Barrington | Money-Rates Columnist
It’s a delicate balance. Sometimes banks want to attract deposits in savings accounts, money market accounts, and CDs. Other times, those accounts can be almost a liability. According to a recent story in US Banker, now is one of the latter times, when some banks may actually shun new deposits.
No, that doesn’t mean you have to [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Earnings Send Disappointing Signals for Bank Rates
By Richard Barrington | Money-Rates Columnist
Indications from second quarter earnings releases are that banks are continuing to suffer from bad loans tied to the real estate sector. That’s bad for banks, and in this case, what’s bad for the banks is also bad for bank customers.
Money market rates, CD rates, and savings account rates continue to bump along at extremely low levels. [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Where Bank Rates Fit Into the Stimulus vs. Fiscal Discipline Debate
By Richard Barrington | Money-Rates Columnist
The breaking of a filibuster yesterday paved the way for a further emergency extension of unemployment benefits. The debate over those benefits was the latest example of a larger debate concerning which of two major economic problems should get priority now: the faltering recovery, or the federal budget deficit.
Savings account rates, money market rates, and [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Weak Consumer Sentiment a Setback for Bank Rates
By Richard Barrington | Money-Rates Columnist
Just as some positive momentum had been developing in the stock market, prices took a major tumble on Friday. This sudden reversal is typical of the twists the economic narrative has been taking lately, as the recovery seems in danger of petering out.
The drama extends to the outlook for bank rates, whose fate seems to [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Following the Chain of Events to Higher Bank Rates
By Richard Barrington | Money-Rates Columnist
Are you impatient for higher savings account rates? Wondering if money market rates will ever move higher rather than lower? Agonizing about rolling over a CD at current CD rates?
Simply waiting for bank rates to move can be a frustrating exercise. It can help if you know to look for some early clues to higher [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Decoding Your New Credit Card Statement
By MoneyRates team | Money-Rates Columnist
If you have a credit card, you know that the past few years have seen a bevy of regulatory reforms, relating to everything from how card issuers handle credit card rate increases to caps on fees for late payments and over-limit charges.
At the end of 2008, the Federal Reserve directed credit card companies to include [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Will Bank Rates Take a Cue from Corporate Earnings?
By Richard Barrington | Money-Rates Columnist
You may be a conservative depositor who doesn’t have much to do with the ups and downs of the stock market. Or, you may consider your bank deposits totally separate from your high risk/high return stock investments. Either way, you probably don’t make an immediate connection between what’s going on in the stock market and [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Bank Rates May Take a Cue From Bank Earnings
By Richard Barrington | Money-Rates Columnist
With the second quarter of 2010 now behind us, banks are expected to release earnings reports that show a drop-off from a strong first quarter, at least for some of the industry’s leaders. You don’t have to be invested in bank stocks to find that significant — just being a depositor is reason enough to [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Bank Rates Look Better As Stock Market Stumbles
By Richard Barrington | Money-Rates Columnist
The stock market’s troubles aren’t going to add anything to bank rates. Just the opposite in fact — the same economic issues that have upset stocks could spell several more months of low rates for savings accounts, money market accounts, CDs, etc. Still there’s nothing like the shock of some market setbacks to put the [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
Is Fed Policy Backfiring?
By Richard Barrington | Money-Rates Columnist
As expected, the Federal Reserve announced last week that would leave its key interest rate unchanged, at a level just above zero. What was unexpected was a pledge to continue this low rate policy for “an extended period of time.”
The context behind that pledge is the worsening economic picture — a double-dip recession now seems [...]
- Share this article with:
- Delicious
- Digg
- Tip'd
- StumbleUpon
