Personal Finance Blog By MoneyRates - Banking

Casting a wider net may pay when you shop for CD, savings, and money market rates

February 9, 2011

Changes in how FDIC insurance premiums are assessed could help small banks at the expense of larger ones, resulting in better rates from smaller banks.

Why you should care about Bank of America's struggles

January 26, 2011

Find out what affect continuing problems at Bank of America could have on other banks and depositors in general.

Will bank profits lead to higher money market rates?

January 17, 2011

Bank profits were up sharply in 2010, and that could be a good sign for CD, savings, and money market rates.

Peak in consumer bankruptcies means a valley for bank interest rates

January 5, 2011

Recent data showed that consumer bankruptcies continued to rise in 2010, which helps explain why bank interest rates remain so low despite a recovering economy.

Will profit motive spur deposit rates?

December 27, 2010

Could a rise in merger and acquisition activity be a sign that banks may also become more aggressive about acquiring deposits by raising rates?

Checking accounts receive the gift of extended insurance from the FDIC

December 13, 2010

A temporary lifting of the insurance limit for noninterest-bearing checking accounts creates extra cash flow management options for individuals and businesses.

Does Good News for Banks Mean Good News for Savings and Money Market Accounts?

November 29, 2010

Improved bank profitability may be the first step towards improved interest rates on CDs, savings accounts, and money market accounts.

Foreclosure documentation scandal speaks volumes about the mechanics of the mortgage mess

October 20, 2010

Find out how sloppy bank foreclosure procedures might prolong the housing slump, despite current mortgage rates reaching record lows.

How the dollar and the deficit threaten savings accounts

October 13, 2010

A lower dollar might help US trade, but if taken too far could turn the budget deficit into the next financial crisis.

Current Mortgage Rates Spark Upturn in Housing Activity

August 4, 2010

Find out what the recent uptick in home purchase loan activity might mean for the broader economy.
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