Personal Finance Blog By MoneyRates - Interest Rate
A new tool to help you take advantage of current mortgage rates
November 3, 2010
A new refinance calculator makes it easier to compare the costs of different refinancing options
Foreclosure documentation scandal speaks volumes about the mechanics of the mortgage mess
October 20, 2010
Find out how sloppy bank foreclosure procedures might prolong the housing slump, despite current mortgage rates reaching record lows.
Corporate cash hoard represents untapped potential for the economy
October 4, 2010
Read why Federal Reserve policy may be backfiring, as corporations hoard cash rather than spend it.
Steady Bank Rates Belie Erratic Interest Rate Environment
October 12, 2009
Savings account interest rates have been stuck in a rut, languishing at around the 1.50% level. This lack of action would make you think there was nothing going on with interest rates, if not for the erratic behavior of Treasury yields over the past week. 10-year Treasury yields slid to their lowest level in nearly five [...]
Renewed Attention on Savings Rates
October 7, 2009
National Save for Retirement Week starts October 18th, and it is a good reminder for Americans to take more personal responsibility for their savings rates. Underlying many of the hard-luck stories from the recent financial crisis is a consistent theme: too many people exposed themselves to possible setbacks by not building up enough of a savings [...]
Pending Rule Will Make Bank Rates A Possible Sign of Health
September 28, 2009
Banks offering high interest rates on savings accounts, CDs, and other deposits are attractive to savvy bank shoppers anyway, but a pending FDIC rule could make them even more appealing. Effective January 1, 2010, the FDIC will put a cap on bank rates offered by institutions categorized as "less than well capitalized." The new rule addresses [...]
An Odd Wrinkle In Mortgage Rates
September 9, 2009
One of the reasons that money-rates.com exists is that the market for bank rates -- including deposit account interest and mortgage rates -- is far from efficient. Everyone may talk about interest rates going up and down as if they all moved uniformly, but as you can see every day on money-rates.com, different banks offer [...]
