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Personal Finance Blog By MoneyRates - Investments

Federal government lowering upfront fees for reverse mortgages

February 4, 2011

Although reverse mortgages have always sounded like a great idea – getting the bank to pay you when you're 62 or older for the equity you've built up in your home – the high fees have often discouraged people from taking advantage of them. That may be changing with the advent last year of the Federal [...]

Don't look now, but stock market hype is making a comeback

November 1, 2010

A successful run by the stock market has ushered in a return of hype, but look past the salesmanship before you invest.

A new MoneyRates.com series offers expert advice on retirement saving

October 18, 2010

No matter what stage of retirement planning you are in, a new MoneyRates.com series will provide some useful advice.

Will Your Retirement Savings Run Out?

July 20, 2010

Delaying retirement is sounding better and better -- or at least smarter and safer -- given the growing number of studies showing so many of us aren't saving enough for retirement. Among the latest are findings by the Employee Benefit Research Institute (EBRI), which says a dramatic percentage of people -- even those in upper-income [...]

Dying or Running out of Savings: Which Scares You More?

July 13, 2010

Sure, death is scary. But even more frightening to most Baby Boomers is the prospect of running out of money. Roughly six in 10 people said they feared outliving their income more than dying, according to a new survey by Allianz Life Insurance Co. of North America, which polled 3,200 people in May ranging in [...]

Play the Savings Game on MoneyRates.com

May 26, 2010

MoneyRates.com recently posted an article called Building Savings Rates, Keeping Score: The Savings Game. This article outlines a system for keeping score on your financial responsibility, and now MoneyRates.com invites you to share your scores with the MoneyRates.com audience. The system is simple: points are awarded for positive actions such as getting a job, shopping for [...]

What a Difference a Year Makes

March 31, 2010

As March draws to a close, the U.S. stock market is looking at a year-over-year gain of close to 50%. That's an amazing turnaround -- it was during March of last year that the stock market hit bottom, and at the time, the hope of such a recovery would have seemed like a pipe dream. It's [...]

You Could Become the Face of Financial Responsibility

March 17, 2010

GetRichSlowly.org is sponsoring a video contest for people who have positive personal financial stories to tell. If you have such a story and an idea for a clever video, you could win $500 in the contest -- and give others the benefit of your knowledge. The contest is especially timely in light of two recent polls [...]

If You Don't Know Where You Are Going, You'll Never Get There

March 15, 2010

There was no shortage of discouraging news in the latest survey by the Employee Benefit Research Institute (EBRI) regarding the retirement preparedness of Americans. Still, perhaps what stood out most was this statistic: less than half of U.S. workers have calculated how much money they will need for retirement. That fact may strike you as [...]

A Modest Proposal for Bank Regulation: Revisit Glass-Steagall

October 14, 2009

A year after the banking crisis, politicians continue to posture for public consumption about imposing new regulations on the banks. So far though, congress has been more talk than action when it comes to fixing the banking system, and even that talk has merely nibbled around the edges of the problem. Congress has taken the populist [...]
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